116 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 116 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,825 sqft · built 2009
Lot Size0.171 acres (7,463 sqft)
OwnerIndividual Name on Record
Tax Bill$1,489 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68001-020

Property Details

APN / Parcel Number

Primary APN989-68001-020
Alternative APN
  • 395162

Interior

Stories1 Story
Building Area1,825 sqft Living Area
Gross Area2,329 sqft
1st Floor Area1,825 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,463 sqft (0.171 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area131 sqft

Location & Zoning

Street Address116 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 1, LOT 2, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block1
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2061
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 MICHOACAN LOOP, LAREDO, TX 78045-6633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address116 MICHOACAN LOOP, LAREDO, TX 78045-6633
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMOMENTUM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4921/170
DateDec 15, 2020
Book Page4921/170
Instrument1413311
Lender
NameMEMBER HOME LOAN
TypeMortgage Company
AddressHOUSTON, TX 77065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,751 (-0.56%) Land $114,489 Building $178,262$292,751 (-0.56%) Land $114,489 Building $178,262
2025$1,489.00 (-18.54%) Homeowner's exemption$294,387 (+11.03%) Land $114,489 Building $179,898$294,387 (+11.03%) Land $114,489 Building $179,898
2024$1,828.00 (+8.36%)
2023$265,146 Land $99,114 Building $166,032$265,146 Land $99,114 Building $166,032
2022$1,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

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