116 Massachusetts Ave, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 116 Massachusetts Ave, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1941
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Jan 2019)
Tax Bill	$2,366 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-002-0-050.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-002-0-050.00-0`
Alternative APN	`00039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	1,162 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	157 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	392 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	00039
Street Address	116 MASSACHUSETTS AVE
City	POLAND
State	OH
Zip	44514-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 252 50 X 145 MASS
Legal Subdivision	POLAND HEIGHTS 01
Legal Lot Number	252 50
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	2
Census Block	2010
Census Tract	811200

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Apr 18, 2013	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Oct 28, 2019	Transfer on Death Deed, Transfer
Jan 31, 2019	Warranty Deed, Transfer · Line of Credit RELIANCE FIRST CAPITAL LLC
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	269990
Deed Book / Page	6312 / 0596
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06414/1341
Date	Nov 25, 2020
Book Page	6414/1341
Instrument	202000027736

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006023/250
Date	Apr 18, 2013
Book Page	6023/250
Instrument	201300011385

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6414/1341
Date	Nov 25, 2020
Book Page	6414/1341
Instrument	202000027736

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

October 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Oct 28, 2019
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Document Number	06349/1390
Book / Page	6349 / 1390
Map Reference	VOL 15 PG 26
Instrument Date	Oct 24, 2019
Instrument	201900022987
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jan 31, 2019
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Document Number	06312/0596
Book / Page	6312 / 0596
Map Reference	VOL 15 PG 26
Instrument Date	Dec 19, 2018
Instrument	201900001982
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637

Mortgage

Document Number	201900001983
Date	Jan 31, 2019
Instrument	201900001983

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 4, 2017
Property Address	116 MASSACHUSETTS AVE, POLAND, OH 44514-1637
Document Number	06238/2540
Book / Page	6238 / 2540
Map Reference	VOL15 PG26
Instrument Date	Aug 3, 2017
Instrument	201700017717
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MASSACHUSETTS AVE, YOUNGSTOWN, OH 44514-1637

Mortgage

Document Number	201700017718
Date	Aug 4, 2017
Instrument	201700017718

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,366.00 (+1.15%)	$43,990 (-) Land $6,430 Building $37,560
2023	$2,339.00 (+14.21%)	$43,990 (+30.26%) Land $6,430 Building $37,560	$125,660 (+30.23%) Land $18,360 Building $107,300
2022	$2,048.00	$33,770 Land $5,440 Building $28,330	$96,490 Land $15,540 Building $80,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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