Onslow County property record for 116 Mandy Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,538 sqft · built 2009 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2026) |
| Tax Bill | $1,383 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1305A-30 |
| Primary APN | 1305A-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 488678000 |
|---|---|
| Street Address | 116 MANDY LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L20 S1 1A & 1B ROGERS FARM |
| Legal Subdivision | ROGERS FARM SEC 1, 1A + 1B FINAL |
| Legal Lot Number | 20 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 104 |
Source: Onslow County records · APN 1305A-30
Assessment roll updated August 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 31, 2022 | Intrafamily Transfer, Transfer · Land Contract STATE EMPLOYEES CU |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 25, 2022 | Intrafamily Transfer, Transfer |
| Feb 15, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Nov 08, 2013 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 6611 / 689 |
| Prior Transfer Date | Aug 25, 2022 |
| Prior Transfer Doc | 0058270642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 6611000689 |
| Book / Page | 6611 / 689 |
| Instrument Date | Jun 01, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 6611000693, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 6611/693 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0059380539 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 5938/539 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SWANSBORO, NC 28584 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 31, 2022 |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 0058270642 |
| Book / Page | 5827 / 642 |
| Map Reference | MB 56 PG 196 |
| Instrument Date | Aug 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 0005827645 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 5827-645 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Quarterly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 3-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047370739 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 4737/739 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SWANSBORO, NC 28584 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 25, 2022 |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 0058020591 |
| Book / Page | 5802 / 591 |
| Map Reference | MB 56 PG 196 |
| Instrument Date | Jul 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 15, 2018 |
| Property Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 0047370721 |
| Book / Page | 4737 / 721 |
| Map Reference | MB56 PG196 |
| Instrument Date | Feb 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 658 QUEENS CREEK RD, 658, HUBERT, NC 28539-4190 |
| Name | Verified Name |
|---|---|
| Address | 116 MANDY LN, HUBERT, NC 28539-4128 |
| Document Number | 0004737724 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 4737/724 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,383.00 | $211,145 (-) Land $40,000 Building $171,145 | $211,145 (-) Land $40,000 Building $171,145 |
| 2023 | $1,383.00 | $211,145 Land $40,000 Building $171,145 | $211,145 Land $40,000 Building $171,145 |
Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Brightspeed.
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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