116 Mallard Ln, Grandy, NC 27939 Property Records

Currituck County property record for 116 Mallard Ln, Grandy, NC 27939

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,120 sqft · built 1996
Lot Size	0.062 acres (2,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Jun 2025)
Tax Bill	$789 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9922-31-4113`

Property Details

APN / Parcel Number

Primary APN	`9922-31-4113`
Alternative APNs	`107B0AA00090007` `000159976` `000173500` `9922-31`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Intercom	Intercom

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Shed	1 Shed
Shed Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000173500
Street Address	116 MALLARD LN
City	GRANDY
State	NC
Zip	27939-9761
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND LOT 9 BLOCK AA SECT. 7
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	AA
Legal Lot Number	9
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 MALLARD LN, GRANDY, NC 27939-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 25, 2021	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	2025396422
Deed Book / Page	1816 / 102
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 MALLARD LN, GRANDY, NC 27939-9761
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	AMERICA'S SETTLEMENT CO, AMERICA S SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016880175
Date	Apr 4, 2022
Book Page	1688/175
Instrument	374786

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 25, 2021
Property Address	116 MALLARD LN, GRANDY, NC 27939-9761
Document Number	0016330347
Book / Page	1633 / 347
Map Reference	MB 4 PG 46
Instrument Date	Jun 16, 2021
Instrument	366006
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 491, GRANDY, NC 27939-0491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MALLARD LN, GRANDY, NC 27939-9761

Mortgage

Document Number	0000366007
Date	Jun 25, 2021
Instrument	366007

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (+1.02%)	$77,600 (-) Land $14,400 Building $63,200
2024	$781.00 (+5.83%)	$77,600 (-) Land $14,400 Building $63,200
2023	$738.00 (+17.89%)	$77,600 (-) Land $14,400 Building $63,200	$77,600 (-) Land $14,400 Building $63,200
2022	$626.00	$77,600 Land $14,400 Building $63,200	$77,600 (-) Land $14,400 Building $63,200
2021			$77,600 Land $14,400 Building $63,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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