116 Main St N, Aurora, MN 55705 Property Records

St. Louis County property record for 116 Main St N, Aurora, MN 55705

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4,000 sqft · built 1900
Lot Size	0.094 acres (4,124 sqft)
Owner	Individual Name on Record
Last Sale	$54,900 (Aug 2003)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-0020-01430`

Property Details

APN / Parcel Number

Primary APN	`100-0020-01430`
Alternative APN	`1076827`

Interior

Stories	1 Story
Building Area	4,000 sqft Gross Area
1st Floor Area	4,000 sqft
Basement Area	4,000 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Lot Area	4,124 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water

Location & Zoning

Account Number	1076827
Street Address	116 MAIN ST N
City	AURORA
State	MN
Zip	55705-1344
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 1 BLOCK 8 SERIAL #
Legal Subdivision	FIRST DIVISION OF AURORA
Legal Block	8
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2038
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5479 SPRUCE ST, AURORA, MN 55705-1541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN STATE BANK
Aug 3, 2023	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Sep 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 18, 2017	Loan Modification, Mortgage NORTHERN ST BK
Sep 18, 2017	Loan Modification, Mortgage NORTHERN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2003 · Amount on Record
Deed Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	2003911557
Prior Transfer Date	Jun 1, 2001
Prior Transfer Doc	0000824273
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2026
Property Address	116 MAIN ST N, AURORA, MN 55705-1344
Document Number	0001535800
Instrument Date	Jun 18, 2026
Instrument	20261535800
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MAIN ST N, AURORA, MN 55705-1344

Mortgage

Document Number	0001535800,
Date	Jul 8, 2026
Instrument	20261535800

Lender

Name	NORTHERN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 18, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 MAIN ST N, AURORA, MN 55705-1344
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5479 SPRUCE ST, AURORA, MN 55705-1541

Mortgage

Document Number	0001471275
Date	Aug 3, 2023
Instrument	1471275

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	80 Months
Due	Apr 1, 2030

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2019
Property Address	116 MAIN ST N, AURORA, MN 55705-1344
Document Number	00A1362550
Instrument Date	Sep 4, 2019
Instrument	A1362550
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5479 SPENCE ST AURORA MN 55705, AURORA, MN 55705

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	116 MAIN ST N, AURORA, MN 55705-1344
Document Number	00A1324767
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 MAIN ST N AURORA MN 557051344, AURORA, MN 55705-1344

Mortgage

Document Number	00A1324767
Date	Dec 26, 2017
Instrument	A1324767

Lender

Name	NORTHERN ST BK
Type	Bank
Address	AURORA, MN 55705

Agreement

Term	60 Months
Due	Dec 25, 2022

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	116 MAIN ST N, AURORA, MN 55705-1344
Document Number	00A1318954
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 MAIN ST N AURORA MN 557051344, AURORA, MN 55705-1344

Mortgage

Document Number	00A1318954
Date	Sep 29, 2017
Instrument	A1318954

Lender

Name	NORTHERN ST BK
Type	Bank
Address	AURORA, MN 55705

Agreement

Term	12 Months
Due	Sep 28, 2018

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00 (-3.1%)
2025	$2,776.00 (+9.9%)	$95,800 (+10.5%) Land $3,600 Building $92,200	$95,800 (+10.5%) Land $3,600 Building $92,200
2024	$2,526.00	$86,700 (+4.96%) Land $3,600 Building $83,100	$86,700 (+4.96%) Land $3,600 Building $83,100
2022		$82,600 Land $3,500 Building $79,100	$82,600 Land $3,500 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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