116 Main St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 116 Main St, Bradley, ME 04411

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,410 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2023)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`BRAY M:015 L:033`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:015 L:033`
Alternative APN	`355`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	355
Street Address	116 MAIN ST
City	BRADLEY
State	ME
Zip	04411
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Lot Number	33
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1015
Census Tract	8001

Owner

116 Main St, a triplex, is owned and occupied by an individual who bought it in July 2023.

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	116 MAIN ST, BRADLEY, ME 04411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK
Jan 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PENOBSCOT COUNTY FEDERAL CREDIT UNION
Dec 31, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Deed Document Number	202314610
Deed Book / Page	16867 / 80
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY ME
Recording Date	Jul 3, 2023
Property Address	116 MAIN ST, BRADLEY, ME 04411
Document Number	0168670080
Book / Page	16867 / 80
Instrument Date	Jun 30, 2023
Instrument	14610
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WOOD ST, OLD TOWN, ME 04468-1420

Mortgage

Document Number	0000014611
Date	Jul 3, 2023
Instrument	14611

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	116 MAIN ST, BRADLEY, ME 04411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150390304
Date	Jan 3, 2019
Book Page	15039/304
Instrument	151

Lender

Name	PENOBSCOT COUNTY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY ME
Recording Date	Dec 31, 2018
Property Address	116 MAIN ST, BRADLEY, ME 04411
Document Number	0150380094
Book / Page	015038 / 000094
Instrument Date	Dec 28, 2018
Instrument	39115
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 TEN RD BRADLEY ME 044115153, BRADLEY, ME 04411-5153

Tax Assessment & Valuation

The 2025 property tax bill for 116 Main St was $1,920, up 6.8% from the year before.

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,920.00 (+6.84%)	$163,400 (-) Land $23,500 Building $139,900
2024	$1,797.00 (+14.9%)	$163,400 (+72.36%) Land $23,500 Building $139,900
2023	$1,564.00 (+6.47%)	$94,800 (-) Land $17,100 Building $77,700
2022	$1,469.00	$94,800 Land $17,100 Building $77,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 116 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures