Cumberland Town property record for 116 Macondray St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1974 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 1997) |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8672-05 |
| Primary APN | 8672-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8672-05 |
|---|---|
| Street Address | 116 MACONDRAY ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-8132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 16 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11200 |
Source: Cumberland Town records · APN 8672-05
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 31, 2025 | Deed of Trust, Mortgage INDEPENDENCE HM LOANS |
| Oct 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC |
| May 12, 2022 | Deed of Trust, Mortgage · VA Mortgage TEXANA BANK NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 1997 · Amount on Record |
| Deed Sale | Dec 16, 1997 · Amount on Record |
| Deed Book / Page | 554 / 233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 17, 2026 |
| Property Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Document Number | 0000155527 |
| Book / Page | 2032 / 645 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026155527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Document Number | 0000155527, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 2032/645 |
| Instrument | 2026155527 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | UNKNOWN, WESTCORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 002014-656 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 2014/656 |
| Instrument | 151911 |
| Name | INDEPENDENCE HM LOANS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001965-596 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 1965/596 |
| Instrument | 140988 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00001931-2 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 1931/2 |
| Instrument | 132979 |
| Name | TEXANA BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 MACONDRAY ST, CUMBERLAND, RI 02864-8132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1902-733 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 1902/733 |
| Instrument | 127005 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,973.00 (+5.58%) | $242,300 (-) Land $98,200 Building $144,100 |
| 2023 | $2,816.00 (+6.42%) | $242,300 (+37.28%) Land $98,200 Building $144,100 |
| 2022 | $2,646.00 | $176,500 Land $65,000 Building $111,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 258 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system RI1592021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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