116 Lichty Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 116 Lichty Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 1962
Lot Size	0.524 acres (22,816 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2012)
Tax Bill	$5,394 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-16-477-012`

Property Details

APN / Parcel Number

Primary APN	`8813-16-477-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,645 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	1,325 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,816 sqft (0.524 acres)
Lot Dimensions	184 ft deep x 124 ft wide
Deck Area	324 sqft
Patio Area	610 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	116 LICHTY BLVD
City	WATERLOO
State	IA
Zip	50701-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY SECOND ORANGE ADDITION LOT 32
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY SECOND ORANGE ADDITION
Legal Lot Number	32
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1036
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 LICHTY BLVD, WATERLOO, IA 50701-9256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2012 · Amount on Record
Deed Sale	Dec 4, 2012 · Amount on Record
Deed Document Number	20122013011390
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	116 LICHTY BLVD, WATERLOO, IA 50701-9256
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202604069
Date	Mar 30, 2026
Instrument	2026-04069

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	116 LICHTY BLVD, WATERLOO, IA 50701-9256
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400010799
Date	Mar 6, 2024
Instrument	202400010799

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	500 1ST AVE NE, CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	116 LICHTY BLVD, WATERLOO, IA 50701-9256
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200013908
Date	Jan 5, 2022
Instrument	202200013908

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,394.00 (+0.15%) Homeowner's exemption	$275,210 (+6.48%) Land $36,830 Building $238,380	$275,210 (+6.48%) Land $36,830 Building $238,380
2024	$5,386.00 (+28.85%)
2023		$258,460 (+29.74%) Land $36,830 Building $221,630	$258,460 (+29.74%) Land $36,830 Building $221,630
2022	$4,180.00 Homeowner's exemption	$199,210 Land $36,830 Building $162,380
2021			$199,210 Land $36,830 Building $162,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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