Berks County property record for 116 Lafayette St, Reading, PA 19605
| Property Type | Store with Apartments |
|---|---|
| Details | 3,327 sqft · built 1920 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (May 2020) |
| Tax Bill | $1,427 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-12-95-9045 |
| Primary APN | 5308-12-95-9045 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,327 sqft Gross Area |
| 1st Floor Area | 2,111 sqft |
| Attic | Attic |
| Attic Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Neighborhood |
| Porch | Open Porch |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 66330200 |
|---|---|
| Street Address | 116 LAFAYETTE ST |
| City | READING |
| State | PA |
| Zip | 19605-3117 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Subdivision | VILLAGE/HYDE PARK |
| Legal Block | 95 |
| Legal Lot Number | 25-26 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12600 |
Source: Berks County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 5, 2020 | Deed, Transfer · FHA Mortgage FULTON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Oct 3, 1994 · Amount on Record |
| Deed Document Number | 202014887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Document Number | 0000029297 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023029297 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Document Number | 0000014495 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022014495 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16 LAFAYETTH ST, READING, PA 19605 |
| Document Number | 0000006566 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021006566 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 5, 2020 |
| Property Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Document Number | 0000014887 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2020014887 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 116 LAFAYETTE ST, READING, PA 19605-3117 |
| Document Number | 0000014888 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020014888 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,427.00 (+6.89%) | $95,100 (-) Land $45,900 Building $49,200 | $45,900 (-51.74%) Land $45,900 |
| 2024 | $1,335.00 | $95,100 Land $45,900 Building $49,200 | |
| 1994 | $95,100 Land $45,900 Building $49,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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