Baldwin County property record for 116 Keplar Pl, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,922 sqft · built 2019 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Nov 2022) |
| Tax Bill | $3,335 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.123 |
| Primary APN | 43-08-33-0-000-002.123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,922 sqft Heated Area |
| 1st Floor Area | 2,485 sqft |
| Upper Floors Area | 437 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 519233 |
|---|---|
| Street Address | 116 KEPLAR PL |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 190' LOT 117 SANDY FORD SUBDIVISION PHASE III SLIDE 2195 B-C LYING IN THE CITY OF FAIRHOPE SW1/4 SEC 33-T5S-R2E |
| Legal Subdivision | SANDY FORD SUB PH III |
| Legal Phase | 3 |
| Legal Block | PH 3 |
| Legal Lot Number | 117 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10709 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Nov 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 5, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI SUNTRUST BK |
| Sep 26, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Sep 5, 2017 | Warranty Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Jul 7, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2019 · Amount on Record |
| Deed Document Number | 20222033947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | TITLE RESOURCE, TITLE RESOURCES |
| Name | Verified Name |
|---|---|
| Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0002047435 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2047435 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 15, 2022 |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0002033947 |
| Map Reference | SL 2195-B |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2033947 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 JALENS WATER BLVD, 605, FAIRHOPE, AL 36532 |
| Name | Verified Name |
|---|---|
| Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0002033948 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2033948 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 5, 2019 |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001793535 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 1793535 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 KEPLAR PL FAIRHOPE AL 365323465, FAIRHOPE, AL 36532-3465 |
| Document Number | 1793536 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 1793536 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 26, 2018 |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 1721889 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1074 THOUSAND OAKS DR #1 HERNANDO MS 386327886, 1, HERNANDO, MS 38632-7886 |
| Document Number | 0001721889 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 1721889 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 25, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 5, 2017 |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001653989 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 1653989 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1074 THOUSAND OAKS DR #1 HERNANDO MS 386327886, 1, HERNANDO, MS 38632-7886 |
| Document Number | 1653990 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 1653990 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 4, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 7, 2017 |
| Property Address | 116 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001642630 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 1642630 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $57.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1961 FAIRHOPE AL 365331961, FAIRHOPE, AL 36533-1961 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,335.00 (+2.27%) Homeowner's exemption | ||
| 2025 | $3,261.00 (+18.62%) | $71,880 (+18.3%) Land $10,800 Building $61,080 | $718,600 (+18.27%) Land $107,900 Building $610,700 |
| 2023 | $2,749.00 (+14.35%) | $60,760 (-41.87%) | $607,600 (+16.26%) Land $74,000 Building $533,600 |
| 2022 | $2,404.00 (-45.35%) | $104,520 | $522,600 Land $81,900 Building $440,700 |
| 2021 | $4,399.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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