Middlesex County and Reading Town property record for 116 John St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,356 sqft · built 1920 |
| Lot Size | 0.124 acres (5,419 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $755,000 (Sep 2023) |
| Tax Bill | $7,500 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0231.0 |
| Primary APN | READ M:017.0-0000-0231.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 2,398 sqft |
| Basement Area | 749 sqft |
| Unfinished Basement | 749 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,419 sqft (0.124 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 670000000060 |
|---|---|
| Street Address | 116 JOHN ST |
| City | READING |
| State | MA |
| Zip | 01867-2743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 JOHN ST, READING, MA 01867-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK |
| Sep 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jun 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Book / Page | 82039 / 138 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 74937-300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 116 JOHN ST, READING, MA 01867-2743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083078-236 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 83078/236 |
| Instrument | 85491 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 116 JOHN ST, READING, MA 01867-2743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085236-535 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 85236/535 |
| Instrument | 17291 |
| Name | LEADER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 27, 2023 |
| Property Address | 116 JOHN ST, READING, MA 01867-2743 |
| Document Number | 082039-138 |
| Book / Page | 82039 / 138 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 109190 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 JOHN ST, READING, MA 01867-2743 |
| Document Number | 0000109191 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 109191 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 22, 2020 |
| Property Address | 116 JOHN ST, READING, MA 01867-2743 |
| Document Number | 74937-300 |
| Book / Page | 074937 / 000300 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 97387 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 116 JOHN ST READING MA 018672743, READING, MA 01867-2743 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,500.00 (-4.12%) | $658,500 (-1.33%) Land $401,100 Building $257,400 | $790,875 (+12.84%) |
| 2024 | $7,822.00 (+1.89%) | $667,400 (+9.45%) Land $377,200 Building $290,200 | $700,910 |
| 2023 | $7,677.00 | $609,800 Land $344,300 Building $265,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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