116 John Lloyd Rd, Point Harbor, NC 27964 Property Records

Currituck County property record for 116 John Lloyd Rd, Point Harbor, NC 27964

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 2,263 sqft · built 1998
Lot Size0.789 acres (34,412 sqft)
OwnerIndividual Name on Record
Tax Bill$1,852 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9846-49-1639

Property Details

APN / Parcel Number

Primary APN9846-49-1639
Alternative APNs
  • 132G00000080000
  • 000139583
  • 9846-49

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,263 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area34,412 sqft (0.789 acres)
Lot Dimensions137 ft deep x 258 ft wide
Garage TypeCarport
CarportCarport
Carport Area120 sqft

Exterior Amenities

Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000139583
Street Address116 JOHN LLOYD RD
CityPOINT HARBOR
StateNC
Zip27964-9720
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionLOT 8 SUNRISE LANDING
Legal SubdivisionSUNRISE LANDING
Legal Lot Number8
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1007
Census Tract110403

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2015
Deed SaleDec 14, 2015
Prior SaleFeb 6, 2008
Deed Document Number0001349383
Deed Book / Page1349 / 383
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address116 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0015950185
DateJan 27, 2021
Book Page1595/185
Instrument360167
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,852.00 (+11.1%)$251,000 (+10.28%) Land $49,200 Building $201,800
2024$1,667.00 (+8.53%)$227,600 (-) Land $49,200 Building $178,400
2023$1,536.00 (+18.34%)$227,600 (-) Land $49,200 Building $178,400$227,600 (-) Land $49,200 Building $178,400
2022$1,298.00$227,600 Land $49,200 Building $178,400$227,600 (-9.32%) Land $49,200 Building $178,400
2021$251,000 Land $49,200 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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