116 Irwin St, Lock Haven, PA 17745 Property Records

Clinton County property record for 116 Irwin St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,505 sqft · built 1920
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Apr 2026)
Tax Bill	$5,659 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-11778`

Property Details

APN / Parcel Number

Primary APN	`23-11778`
Alternative APN	`C-05-0533`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	1,505 sqft
Basement Area	1,505 sqft
Unfinished Basement	1,505 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,937 sqft (0.297 acres)
Lot Depth	160 ft Depth
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	C -05-0533
Street Address	116 IRWIN ST
City	LOCK HAVEN
State	PA
Zip	17745-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	533 & 1/2 OF 532
Legal Subdivision	PHILIP M PRICES ADDITION
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	3
Census Block	3022
Census Tract	30701

Owner

116 Irwin St is owned and occupied by two individuals who bought it in April 2026.

Source: Clinton County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Fiduciary Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Apr 27, 2026	Fiduciary Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Dec 7, 2021	Deed of Trust, Mortgage · FHA Mortgage MYCUMORTGAGE LLC
Mar 23, 2023	Deed of Trust, Mortgage HORIZON FCU
Sep 6, 2019	Deed, Transfer · Conventional Mortgage HORIZON FCU
Mar 17, 2017	Deed, Transfer · Conventional Mortgage CORE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	20261388
Record Updated	Oct 29, 2026

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLINTON PA
Recording Date	Apr 27, 2026
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Document Number	0000001388
Instrument Date	Apr 27, 2026
Instrument	2026.1388
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723

Mortgage

Document Number	0000001389,
Date	Apr 27, 2026
Instrument	2026..1389

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLINTON PA
Recording Date	Apr 27, 2026
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Document Number	0202601388
Instrument Date	Apr 27, 2026
Instrument	20261388
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723

Mortgage

Document Number	0000001389,
Date	Apr 27, 2026
Instrument	20261389

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005673
Date	Dec 7, 2021
Instrument	2021-005673

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300814
Date	Mar 23, 2023
Instrument	2023-00814

Lender

Name	HORIZON FCU
Type	Credit Union
Address	WILLIAMSPORT, PA 17701

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2038

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Sep 6, 2019
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Document Number	2019003184
Instrument Date	Sep 5, 2019
Instrument	2019-003184
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723

Mortgage

Document Number	2019003185
Date	Sep 6, 2019
Instrument	2019-003185

Lender

Name	HORIZON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Mar 17, 2017
Property Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723
Document Number	2017001147
Instrument Date	Mar 13, 2017
Instrument	2017-001147
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 IRWIN ST, LOCK HAVEN, PA 17745-2723

Mortgage

Document Number	2017001148
Date	Mar 17, 2017
Instrument	2017-001148

Lender

Name	CORE MORTGAGE SERVICES LLC
Type	Non-Lending Institution
Address	STATE COLLEGE, PA 16803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 116 Irwin St was $5,659 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,659.00 Homeowner's exemption	$110,600 Land $15,300 Building $95,300
2023	$3,171.00	$110,600 Land $15,300 Building $95,300
2008			$110,600 Land $15,300 Building $95,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 116 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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