Madison County property record for 116 Inez Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.123 acres (5,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Nov 2020) |
| Tax Bill | $1,367 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0019-0001-A |
| Primary APN | R009-0019-0001-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,397 sqft (0.123 acres) |
|---|
| Account Number | 59294 |
|---|---|
| Street Address | 116 INEZ DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7-A |
| Legal Lot Number | 7-A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10400 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 743, RICHMOND, KY 40476-0743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Nov 9, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 2014023724 |
| Deed Book / Page | D00796 / 639 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 116 INEZ DR, RICHMOND, KY 40475-1600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 LNEZ DRIVE, RICHMOND, KY 40475 |
| Document Number | 0M2170/339 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | M2170/339 |
| Instrument | 2014097716 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 123 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 9, 2020 |
| Property Address | 116 INEZ DR, RICHMOND, KY 40475-1600 |
| Document Number | D00796/639 |
| Book / Page | D00796 / 639 |
| Map Reference | MB 28 PG 227 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2014023724 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1312 GRAY HAWK RDC, 1312, LEXINGTON, KY 40502 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 743, RICHMOND, KY 40476-0743 |
| Document Number | 2014023725 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2014023725 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 (+12.79%) Additional exemption filed | $145,000 (+16%) | $145,000 (+16%) |
| 2023 | $1,212.00 (-0.33%) | $125,000 (-) | $125,000 (-) |
| 2022 | $1,216.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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