116 Horton Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 116 Horton Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage901 sqft Heated Area
Lot Size47,916 sqft (1.1 acres)
OccupancyOwner Occupied
Tax Bill$434.00 (2025)

Property Details

APN / Parcel Number

Primary APN458600169922000
Alternative APN
  • 12744

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area901 sqft Heated Area
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood Shingle Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area47,916 sqft (1.1 acres)
Lot Width164 ft Width
Parking Spaces2 Parking Spaces

Exterior Amenities

Shed1 Shed
Shed Area160 sqft Shed
PorchOpen Porch
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number12744
Street Address116 HORTON RD
CityMURPHY
StateNC
Zip28906-9585
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionSTEWART 1097/426
JurisdictionCHEROKEE NC
Minor Civil DivisionBEAVERDAM
Census Blockgroup2
Census Block2004
Census Tract930300

Owner

Source: Cherokee County records · APN 458600169922000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 HORTON RD, MURPHY, NC 28906-9585
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2004
Deed SaleMay 01, 2004
Deed Doc Number0000604113
Record RefreshedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address116 HORTON RD, MURPHY, NC 28906-9585
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01566/0741
DateAug 11, 2017
Book Page01566/0741
Instrument03534
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHAYESVILLE, NC 28904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 14, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$434.00$53,930 (-)$53,930 (-) Land $8,460 Building $45,470
2023$53,930$53,930 Land $8,460 Building $45,470

Flood & Wildfire

116 Horton Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
72nd percentile of exposed land nationally · 94th in North Carolina
Wildfire LikelihoodHigh — about 1 in 313 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Horton Rd

Nearby Streets

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