116 Highgate Dr, Crossville, TN 38558 Property Records

Cumberland County property record for 116 Highgate Dr, Crossville, TN 38558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 2023
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2026)
Tax Bill	$29 (2018)
Deeds & Mortgages	Jul 2023 Construction Loan Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077P-H-032.00`

Property Details

APN / Parcel Number

Primary APN	`077P-H-032.00`
Alternative APNs	`02077IH077P03200` `018077P H 03200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	2,220 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	140 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 HIGHGATE DR
City	CROSSVILLE
State	TN
Zip	38558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTERBURY PB 3 PG 38 BLK 2 LOT 213 75 X 140
Legal Subdivision	CANTERBURY
Legal Block	2
Legal Lot Number	213
Jurisdiction	CUMBERLAND TN
Township / Civil Division	9
Census Block Group	3
Census Block	3004
Census Tract	970103

Owner

Source: Cumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 477, CROSSVILLE, TN 38557-0477
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST FARMERS AND COMMERCIAL BANK
Mar 23, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE INVESTORS GROUP INC
Apr 12, 2022	Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, ENCORE TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	20263889
Deed Book / Page	1744 / 1865
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	0000009550
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	116 HIGHGATE DR, CROSSVILLE, TN 38558
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 CHEROKEE DR, COOKEVILLE, TN 38506-7430

Mortgage

Document Number	0000008574
Date	Jul 11, 2023
Book Page	1675/2460
Instrument	23008574

Lender

Name	FIRST FARMERS AND COMMERCIAL BANK
Type	Bank
Address	CROSSVILLE, TN 38557

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2024

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 23, 2026
Property Address	116 HIGHGATE DR, CROSSVILLE, TN 38558
Document Number	0000003889
Book / Page	1744 / 1865
Map Reference	MB 3 PG 38
Instrument Date	Mar 23, 2026
Instrument	26003889
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	PARAMOUNT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 477, CROSSVILLE, TN 38557-0477

Mortgage

Document Number	0000003890
Date	Mar 23, 2026
Instrument	26003890

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 12, 2022
Property Address	116 HIGHGATE DR, CROSSVILLE, TN 38558-8541
Document Number	0000005323
Book / Page	1641 / 1136
Map Reference	MB 3 PG 38
Instrument Date	Apr 8, 2022
Instrument	22005323
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	EDCO TITLE AND CLOSING SERVICES, ENCORE TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$10.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 CHEROKEE DR, COOKEVILLE, TN 38506-7430

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,525 (-) Land $4,500 Building $95,025	$398,100 (-) Land $18,000 Building $380,100
2023		$99,525 (+2,111.67%) Land $4,500 Building $95,025
2022		$4,500 Land $4,500	$398,100 (+2,111.67%) Land $18,000 Building $380,100
2021			$18,000 Land $18,000
2018	$29.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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