116 Harmony Way, Richlands, NC 28574 Property Records

Onslow County property record for 116 Harmony Way, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 2010
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$194,500 (Dec 2021)
Tax Bill	$1,264 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54B-43`

Property Details

APN / Parcel Number

Primary APN	`54B-43`
Alternative APNs	`480908000` `075520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	480908000
Street Address	116 HARMONY WAY
City	RICHLANDS
State	NC
Zip	28574-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L43 MELODY POINTE
Legal Subdivision	MELODY POINTE
Legal Lot Number	43
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1013
Census Tract	203

Owner

116 Harmony Way is owned by an individual who bought it in December 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	700 W KIMBERLY AVE, PAHRUMP, NV 89060-1734
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 20, 2020	Warranty Deed, Transfer · VA Mortgage PENNYMAC
Dec 4, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 17, 2018	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Book / Page	5638 / 337
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	0050670753
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 8, 2021
Property Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419
Document Number	0056380337
Book / Page	5638 / 337
Instrument Date	Nov 25, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 GOVERNORS DR APT 221, 1600, PENSACOLA, FL 32514-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419

Mortgage

Document Number	0005638340
Date	Dec 8, 2021
Instrument	5638/340

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 20, 2020
Property Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419
Document Number	0051100125
Book / Page	005110 / 000125
Instrument Date	Feb 4, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARMONY WAY RICHLANDS NC 285748419, RICHLANDS, NC 28574-8419

Mortgage

Document Number	51100128
Date	Feb 20, 2020
Book Page	005110/000128

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 4, 2019
Property Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419
Document Number	0050670753
Book / Page	005067 / 000753
Instrument Date	Sep 25, 2019
Transaction Type	Foreclosure
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$257.40
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 ROYAL TERN DR HAMPSTEAD NC 284437237, HAMPSTEAD, NC 28443-7237
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 17, 2018
Property Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419
Document Number	0048280895
Book / Page	4828 / 895
Map Reference	MB57 PG151
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 CHU DR, 750, BEAUFORT, SC 29902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARMONY WAY, RICHLANDS, NC 28574-8419

Mortgage

Document Number	0004828899
Date	Aug 17, 2018
Instrument	4828/899

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 116 Harmony Way was $1,264.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,264.00	$250,435 Land $57,500 Building $192,935	$250,435 Land $57,500 Building $192,935
2023	$1,264.00	$193,045 Land $35,000 Building $158,045	$193,045 Land $35,000 Building $158,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Harmony Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Harmony Way is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmony Way

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