116 Harding St, Timonium (Lutherville Timonium), MD 21093 Property Records

Baltimore County property record for 116 Harding St, Timonium, MD 21093

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,960 sqft · built 2016
Lot Size0.115 acres (5,040 sqft)
OwnerIndividual Name on Record
Last Sale$692,500 (Sep 2023)
Tax Bill$3,440 (2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2020 Mortgage
APN08-0803000175

Property Details

APN / Parcel Number

Primary APN08-0803000175
Alternative APNs
  • 80803000175
  • 0803000175

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,960 sqft Total Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,040 sqft (0.115 acres)
Lot Dimensions126 ft deep x 40 ft wide
Garage TypeBuilt-in
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number0803000175
Old Parcel Number80803000175
Street Address116 HARDING ST
CityTIMONIUM
StateMD
Zip21093-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 23,24 TIMONIUM HEIGHTS
Legal SubdivisionTIMONIUM HEIGHTS
Legal Lot Number23,24 24
JurisdictionBALTIMORE MD
Township / Civil Division8
Census Block Group2
Census Block2009
Census Tract408505

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address116 HARDING ST, LUTHERVILLE TIMONIUM, MD 21093-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number0048359328
Deed Book / Page48359 / 328
Record UpdatedJun 7, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateSep 7, 2023
Property Address116 HARDING ST, TIMONIUM, MD 21093-2231
Document Number0483590328
Book / Page48359 / 328
Map ReferenceMB 5 FO 82
Instrument DateJul 21, 2023
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,731.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address116 HARDING ST, LUTHERVILLE TIMONIUM, MD 21093-2231

Mortgage

Document Number0483590336
DateSep 7, 2023
Instrument48359-0336
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address116 HARDING ST, TIMONIUM, MD 21093-2231
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0432520275
DateAug 19, 2020
Book Page43252/275
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,440.00 Homeowner's exemption$478,733$523,000 Land $105,800 Building $417,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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