116 Gus Phillips Rd, Braxton, MS 39044 Property Records

Simpson County property record for 116 Gus Phillips Rd, Braxton, MS 39044

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,579 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,323 (May 2024)
Tax Bill	$310 (2025)
Deeds & Mortgages	Apr 2019 Refinance Dec 2018 Refinance + 1 more
Flood Zone	Zone A (high risk)
APN	`726`

Property Details

APN / Parcel Number

Primary APN	`726`
Alternative APN	`10910010000000001201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,579 sqft Adjusted Area
1st Floor Area	1,514 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 GUS PHILLIPS RD
City	BRAXTON
State	MS
Zip	39044-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC PT N1/2 NW1/4 SE1/4 SEC 1-2-3 DB 832-53 88
Legal Range	03E
Legal Township	02N
Legal Section	01
Jurisdiction	SIMPSON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	950302

Owner

Source: Simpson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 GUS PHILLIPS RD, BRAXTON, MS 39044-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Dec 10, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Oct 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20242122
Deed Book / Page	2495 / 954
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	116 GUS PHILLIPS RD, BRAXTON, MS 39044-9422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002401/1
Date	Apr 2, 2019
Book Page	2401/1
Instrument	201901156

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	116 GUS PHILLIPS RD, BRAXTON, MS 39044-9422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002394/933
Date	Dec 10, 2018
Book Page	2394/933
Instrument	201804759

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Oct 5, 2021
Property Address	116 GUS PHILLIPS RD, BRAXTON, MS 39044-9422
Document Number	002445/891
Book / Page	2445 / 891
Instrument Date	Sep 30, 2021
Instrument	202104048
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202104049
Date	Oct 5, 2021
Instrument	202104049

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310.00 (+8.01%) Homeowner's exemption	$4,187 (+7.44%)	$41,870 (+7.44%) Land $6,500 Building $35,370
2024	$287.00 (+8.3%) Homeowner's exemption	$3,897 (+1.67%)	$38,970 (+1.67%) Land $6,500 Building $32,470
2023	$265.00 (+10.88%) Homeowner's exemption	$3,833 (+12.01%)	$38,330 (+12.01%) Land $6,500 Building $31,830
2022	$239.00 Homeowner's exemption	$3,422	$34,220 Land $6,500 Building $27,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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