Putnam County property record for 116 Gresham Dr, Cookeville, TN 38506
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,430 sqft · built 1975 |
| Lot Size | 0.393 acres (17,115 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $842 (2022) |
| Deeds & Mortgages | Aug 2025 Line of Credit Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071041G B 03302 |
| Primary APN | 071041G B 03302 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,115 sqft (0.393 acres) |
| Lot Dimensions | 163 ft deep x 105 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 GRESHAM DR |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38506-5421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 19, COUNTY AREA: J01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 201 |
Source: Putnam County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 14, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI WILSON BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 |
| Deed Sale | Nov 14, 2022 |
| Prior Sale | Apr 30, 2004 |
| Deed Document Number | 2022280831 |
| Deed Book / Page | 1444 / 41 |
| Prior Transfer Date | Nov 5, 2022 |
| Prior Transfer Doc | 0000144441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 725 COOL SPRINGS BLVD 160, 160, FRANKLIN, TN 37067-2703 |
| Document Number | 0001639376 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 1639/376 |
| Instrument | 314816 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Nov 14, 2022 |
| Property Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Document Number | 0000144441 |
| Book / Page | 1444 / 41 |
| Instrument Date | Nov 5, 2022 |
| Instrument | 280831 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Document Number | 0000280832 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 280832 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 116 GRESHAM DR, COOKEVILLE, TN 38506-5421 |
| Document Number | RB1101449 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 GRESHAM DR COOKEVILLE TN 385065421, COOKEVILLE, TN 38506-5421 |
| Document Number | RB1101449 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 001101/000449 |
| Instrument | 222303 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Algood City |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,700 (-) Land $3,750 Building $25,950 | ||
| 2024 | $29,700 (-) Land $3,750 Building $25,950 | ||
| 2023 | $29,700 Land $3,750 Building $25,950 | ||
| 2022 | $842.00 | ||
| 2021 | $118,800 Land $15,000 Building $103,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGOOD WATER SYSTEM serves 10,042 people · EPA ID TN0000009 |
|---|---|
| Water Source | Purchased surface water from COOKEVILLE WATER DEPT |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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