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116 Grassy Gap Loop Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 116 Grassy Gap Loop Rd, Beech Mountain, NC 28604 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1969
Square Footage1,468 sqft Living Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2025)
Tax Bill$1,477.00 (2025)

Property Details

APN / Parcel Number

Primary APN1950-06-4157-000
Alternative APNs
  • 1774259
  • 1848858
  • 1860715

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,468 sqft Living Area
1st Floor544 sqft 1st Floor
Basement Area576 sqft Basement
Finished Basement576 sqft Finished
Unfinished Basement576 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area19,602 sqft (0.45 acres)
Patio Area220 sqft Patio
Porch1 Porch
Porch Area326 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number1860715
Street Address116 GRASSY GAP LOOP RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8076
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGGGC-H 092
Legal SubdivisionGRASSY GAP GOLF COURSE
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1030
Census Tract921000

Owner

Source: Watauga County records · APN 1950-06-4157-000

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
SKY FEDERAL CREDIT UNION
Jul 21, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Mar 08, 2024Intrafamily Transfer, Transfer
Feb 01, 2022Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Nov 28, 2017Warranty Deed, Transfer
IFREEDOM DIRECT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleFeb 01, 2022 · Amount on Record
Deed Doc Number2025747450
Deed Book / Page2418 / 423
Prior Transfer DateMay 08, 2023
Prior Transfer Doc0023740625
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Recording DateApr 24, 2026
Property Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0000759259
Book / Page2482 / 460
Instrument DateApr 24, 2026
Instrument2026759259
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076

Mortgage

Document Number0000759259,
DateApr 24, 2026
Book Page2482/460
Instrument2026759259
Lender
NameSKY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022060747
DateJul 21, 2021
Book Page2206/747
Instrument709023
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateMar 08, 2024
Property Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0023740625
Book / Page2374 / 625
Map ReferenceMB 4 PG 120
Instrument DateMay 16, 2023
Instrument739024
Transaction TypeTransfer
Record UpdatedMar 22, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CLEARVIEW AVE, LAKELAND, FL 33801-5810

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 01, 2022
Property Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0022530216
Book / Page2253 / 216
Map ReferenceMB 4 PG 120
Instrument DateJan 31, 2022
Instrument716611
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CLEARVIEW AVE, LAKELAND, FL 33801-5810

Mortgage

Document Number0000716612
DateFeb 01, 2022
Instrument716612
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 28, 2017
Property Address116 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0019490540
Book / Page001949 / 000540
Instrument DateNov 21, 2017
Instrument664090
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GRASSY GAP LOOP RD BEECH MOUNTAIN NC 286048076, BEECH MOUNTAIN, NC 28604-8076

Mortgage

Document Number19490543
DateNov 28, 2017
Book Page001949/000543
Instrument664091
Lender
NameIFREEDOM DIRECT
AddressSALT LAKE CITY, UT 84116
Agreement
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,477.00 (-59.05%)$362,000 (-) Land $32,400 Building $329,600
2024$3,607.00$362,000 Land $32,400 Building $329,600
2023$362,000 Land $32,400 Building $329,600

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