116 Grace St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 116 Grace St, Roselle, NJ 07203

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 1925
Lot Size0.129 acres (5,602 sqft)
OwnerCompany Name on Record
Last Sale$441,000 (Jul 2022)
Tax Bill$16,574 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-05601-0000-00012

Property Details

APN / Parcel Number

Primary APN14-05601-0000-00012
Alternative APNs
  • 140560100012
  • 5235

Interior

Stories2 Stories
Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number5235
Street Address116 GRACE ST
CityROSELLE
StateNJ
Zip07203-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionADDITIONAL LOTS: DEED 20496.
Legal SubdivisionROSELLE NJ
Legal Block5601
Legal Lot Number12
JurisdictionUNION NJ
Township / Civil DivisionROSELLE
Census Block Group2
Census Block2009
Census Tract34200

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address116 GRACE ST, ROSELLE, NJ 07203-1822
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed, Transfer · Conventional Mortgage
ARK MORTGAGE INC
Feb 16, 2021Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 16, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleFeb 16, 2021 · Amount on Record
Deed Document Number202220496
Deed Book / Page6473 / 2891
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateJul 21, 2022
Property Address116 GRACE ST, ROSELLE, NJ 07203-1822
Document Number0064732891
Book / Page6473 / 2891
Instrument DateJul 1, 2022
Instrument20496
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,608.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address383 WAYNE TER, UNION, NJ 07083-9122

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GRACE ST, ROSELLE, NJ 07203-1822

Mortgage

Document Number0000040649
DateJul 21, 2022
Instrument40649
Lender
NameARK MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 16, 2021
Property Address116 GRACE ST, ROSELLE, NJ 07203-1822
Document Number0064012068
Book / Page6401 / 2068
Instrument DateFeb 3, 2021
Instrument1516
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanySUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,167.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address542 E GRANT AVE, ROSELLE PARK, NJ 07204-2151

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GRACE ST, ROSELLE, NJ 07203-1822
InvestorPossibly a Property Investor

Mortgage

Document Number0000004042
DateFeb 16, 2021
Instrument4042
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateSep 16, 2020
Property Address116 GRACE ST, ROSELLE, NJ 07203-1822
Document Number0063822001
Book / Page006382 / 002001
Instrument DateAug 28, 2020
Instrument328047
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address116 GRACE ROSELLE ROSELLE NJ 07203, ROSELLE, NJ 07203

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityRoselle Borough
Unified School DistrictRoselle Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,200 (-) Land $61,200 Building $120,000$181,200 (-) Land $61,200 Building $120,000
2025$16,574.00 (+5.2%)$181,200 (-) Land $61,200 Building $120,000$181,200 (-) Land $61,200 Building $120,000
2024$15,755.00 (+1.86%)
2023$181,200 Land $61,200 Building $120,000$181,200 Land $61,200 Building $120,000
2022$15,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims111 (1982–2025)
Claims Outside the SFHA17 of 111
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 24 claims
  • Hurricane Irene, Aug 2011 · 25 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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