St. Mary Parish property record for 116 Gerami Dr, Patterson, LA 70392
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $883 (2025) |
| Deeds & Mortgages | May 2012 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 2834341043.00 |
| Primary APN | 2834341043.00 |
|---|
| Street Address | 116 GERAMI DR |
|---|---|
| City | PATTERSON |
| State | LA |
| Zip | 70392-5141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 RED CYPRESS EST BLK 1 ACQ 37Y 248845 |
| Legal Subdivision | RED CYPRESS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40700 |
Source: St. Mary Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 GERAMI DR, PATTERSON, LA 70392-5141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1996 |
| Deed Sale | Jan 1, 1996 |
| Deed Document Number | 248845 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY LA |
| Property Address | 116 GERAMI DR, PATTERSON, LA 70392-5141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | GUARANTEED LAND TITLE LLC, GUARANTEED TITLE, LLC |
| Name | Verified Name |
|---|
| Document Number | 001325/159 |
|---|---|
| Date | May 30, 2012 |
| Book Page | 1325/159 |
| Instrument | 312614 |
| Name | TECHE FEDERAL BANK |
|---|---|
| Address | 1120 JEFFERSON TER, NEW IBERIA, LA 70560 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2017 |
| Change Frequency | Annually |
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Patterson City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (+35.22%) Homeowner's exemption | $7,495 (+3.42%) Land $951 Building $6,544 | $74,950 (+3.42%) Land $9,510 Building $65,440 |
| 2023 | $653.00 Homeowner's exemption | $7,247 Land $951 Building $6,296 | $72,470 Land $9,510 Building $62,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 2.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 8 (1992–2019) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PATTERSON WATER SYSTEM serves 8,456 people · EPA ID LA1101006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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