116 George Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 116 George Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,524 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2024)
Tax Bill	$345 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B16--087`

Property Details

APN / Parcel Number

Primary APN	`B16--087`
Alternative APN	`52845`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	454 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	52845
Street Address	116 GEORGE RD SW
City	CAVE SPRING
State	GA
Zip	30124-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR9 PB17-163 LL439 16DIST 4SCT
Legal Subdivision	BEATRICE KERR PROP
Legal Tract	9
Legal Lot Number	9
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1016
Census Tract	2000

Owner

116 George Rd SW is owned and occupied by two individuals who bought it in June 2024.

Source: Floyd County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage UNITED ALLIANCE MORTGAGE
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Oct 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	2024182
Deed Book / Page	2845 / 1178
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033

Mortgage

Document Number	0028820000000016
Date	Mar 7, 2025
Book Page	0000002882/0000000016

Lender

Name	UNITED ALLIANCE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025140086
Date	Aug 9, 2017
Book Page	2514/86

Lender

Name	NATION STAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jul 6, 2020
Property Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Document Number	0026330723
Book / Page	002633 / 000723
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 GEORGE RD SW CAVE SPRING GA 301242033, CAVE SPRING, GA 30124-2033
Investor	Possibly a Property Investor

Mortgage

Document Number	26330724
Date	Jul 6, 2020
Book Page	002633/000724

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 22, 2020
Property Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Document Number	0026490359
Book / Page	002649 / 000359
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 GEORGE RD SW CAVE SPRING GA 301242033, CAVE SPRING, GA 30124-2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	116 GEORGE RD SW, CAVE SPRING, GA 30124-2033
Document Number	0025130086
Book / Page	002513 / 000086
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 GEORGE FOR-D SW CAVE SPRING GA 30124, CAVE SPRING, GA 30124

Mortgage

Document Number	0025130086
Date	Aug 9, 2017
Book Page	002513/000086

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 116 George Rd SW was $345 with exemptions applied, down 91% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$345.00 (-90.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,128 (+16.73%) Land $21,286 Building $134,842	$390,320 (+16.73%) Land $53,215 Building $337,105
2024	$3,826.00 (+3.27%)	$133,753 (+3.49%) Land $18,920 Building $114,833	$334,383 (+3.49%) Land $47,300 Building $287,083
2023	$3,705.00 (+30.41%)	$129,238 (+34.96%) Land $17,200 Building $112,038	$323,094 (+34.96%) Land $43,000 Building $280,094
2022	$2,841.00	$95,757 Land $14,300 Building $81,457	$239,393 Land $35,750 Building $203,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 George Rd SW in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 George Rd SW is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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