116 Ford St, Roscommon, MI 48653 Property Records

Roscommon County property record for 116 Ford St, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,335 sqft · built 1965
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$47,200 (Jun 2014)
Tax Bill$3,329 (2025)
Deeds & MortgagesMar 2026 Transfer
Apr 2023 Refinance
Flood ZoneZone X (minimal risk)
APN004-601-025-0000

Property Details

APN / Parcel Number

Primary APN004-601-025-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,335 sqft Building Perimeter
1st Floor Area1,335 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Lot Area23,958 sqft (0.55 acres)
Garage Area800 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address116 FORD ST
CityROSCOMMON
StateMI
Zip48653-8392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-536 P-106 243 116 FORD ST LOTS 25 TO 30 INCL LOTS 40 TO 44 INCL BLK 21 SOVERIGN PARK
Legal SubdivisionSOVEREIGN PARK
Legal Block21
Legal Lot Number25
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1026
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 FORD ST, ROSCOMMON, MI 48653-8392
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 19, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ASTERA CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2014 · Amount on Record
Deed SaleJun 11, 2014 · Amount on Record
Prior SaleJan 9, 2014
Deed Book / Page1140 / 201516
Last Transfer DateMar 24, 2026
Transfer Doc0000002280
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateMar 24, 2026
Property Address116 FORD ST, ROSCOMMON, MI 48653-8392
Document Number01193/0075
Book / Page1193 / 0075
Instrument DateMar 24, 2026
Instrument202600002280
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address952 BOLTON FARMS LN, GRAND LEDGE, MI 48837-9795

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address116 FORD ST, ROSCOMMON, MI 48653-8392
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001184/243
DateApr 19, 2023
Book Page1184/243
Instrument202300002540
Lender
NameASTERA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,300 (+8.5%)$224,600 (+8.5%)
2025$3,329.00$103,500 (+48.71%)$207,000 (+48.71%)
2023$69,600$139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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