Chesapeake City property record for 116 Ford St, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1983 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (May 2021) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2008 Line of Credit + 4 more |
| APN | 0261002001130 |
| Primary APN | 0261002001130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 1,032 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 FORD ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 6 & 7 BLK I FORDVILLE |
| Legal Subdivision | FORDVILLE / JOHNSON'S GROVE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21402 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Formerly Known As (FKA) |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2008 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 13, 2012 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 26, 2006 | Deed of Trust, Mortgage · ARM EQUIFIRST CORPORATION |
| May 27, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Aug 20, 2007 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Aug 20, 2007 · Amount on Record |
| Deed Document Number | 202124327 |
| Deed Book / Page | 10379 / 484 |
| Prior Transfer Date | May 23, 2007 |
| Prior Transfer Doc | 007184/681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Document Number | 10896/1291 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 10896/1291 |
| Instrument | 250021775 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007456/498 |
|---|---|
| Date | Apr 17, 2008 |
| Book Page | 7456/498 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00008754/1 |
|---|---|
| Date | Jul 13, 2012 |
| Book Page | 8754/1 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006659/55 |
|---|---|
| Date | Jul 26, 2006 |
| Book Page | 6659/55 |
| Name | EQUIFIRST CORPORATION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 27, 2021 |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Document Number | 10379/484 |
| Book / Page | 10379 / 484 |
| Instrument Date | May 20, 2021 |
| Instrument | 210024327 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Document Number | 210024328 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 210024328 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 20, 2007 |
| Property Address | 116 FORD ST, CHESAPEAKE, VA 23323-6110 |
| Document Number | 007184/681 |
| Book / Page | 7184 / 681 |
| Instrument Date | May 23, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,200 (+8.84%) Land $105,000 Building $109,200 | $214,200 (+8.84%) Land $105,000 Building $109,200 | |
| 2025 | $1,988.00 (+46.72%) | $196,800 (+15.36%) Land $95,000 Building $101,800 | $196,800 (+15.36%) Land $95,000 Building $101,800 |
| 2023 | $170,600 (+17.01%) Land $85,000 Building $85,600 | $170,600 (+17.01%) Land $85,000 Building $85,600 | |
| 2022 | $145,800 Land $70,000 Building $75,800 | $145,800 Land $70,000 Building $75,800 | |
| 2019 | $1,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 204 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 107 (1989–2020) |
| Claims Outside the SFHA | 3 of 107 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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