116 Ferndale Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 116 Ferndale Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,196 sqft · built 2023
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$26,500 (Jul 2018)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7010-00010-0100`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7010-00010-0100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 FERNDALE LN
City	PALM COAST
State	FL
Zip	32137-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 10 BLOCK 00001 LOT 0010 SUBDIVISION OR 141 PG 334 OR 1604 PG 1081- OR 2293/1442
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1021
Census Tract	60104

Owner

116 Ferndale Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	116 FERNDALE LN, PALM COAST, FL 32137-9108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Deed Document Number	201826691
Deed Book / Page	2293 / 1442
Prior Transfer Date	Jul 15, 2007
Prior Transfer Doc	0016041081
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 18, 2018
Property Address	116 FERNDALE LN, PALM COAST, FL 32137-9108
Document Number	0022931442
Book / Page	002293 / 001442
Instrument Date	Jul 6, 2018
Instrument	26691
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$185.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16813 NE 35TH PL BELLEVUE WA 980086101, BELLEVUE, WA 98008-6101

Tax Assessment & Valuation

The 2025 property tax bill for 116 Ferndale Ln was $6,117 with a homeowner's exemption, down 1.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,117.00 (-1.4%) Homeowner's exemption	$379,761 Land $58,500 Building $321,261	$379,761 Land $58,500 Building $321,261
2024	$6,204.00 (+920.39%)
2023	$608.00 (+4.65%)	$48,000 (+4.35%) Land $48,000	$48,000 (+4.35%) Land $48,000
2022	$581.00	$46,000 Land $46,000	$46,000 Land $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Ferndale Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	12 (2001–2022)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Ferndale Ln is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20