116 Fairway Dr, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 116 Fairway Dr, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,664 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Mar 2018)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-89-6007-000`

Property Details

APN / Parcel Number

Primary APN	`1940-89-6007-000`
Alternative APN	`1775100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Finished Basement	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	888 sqft
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1775100
Street Address	116 FAIRWAY DR
City	BEECH MOUNTAIN
State	NC
Zip	28604-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	GGGC-H 171
Legal Subdivision	GRASSY GAP GOLF COURSE BEECH MOUNTAIN
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1023
Census Tract	921000

Owner

116 Fairway Dr is owned by two individuals who bought it in March 2018.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 BLUE RIVER RD, CLOVER, SC 29710-6087
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Jan 2, 2013 · Amount on File
Deed Document Number	2018666798
Deed Book / Page	1963 / 336
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	116 FAIRWAY DR, BEECH MOUNTAIN, NC 28604-8065
Document Number	0021630467
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 FAIRWAY DR BEECH MOUNTAIN NC 286048065, BEECH MOUNTAIN, NC 28604-8065

Mortgage

Document Number	0021630467
Date	Feb 2, 2021
Book Page	002163/000467
Instrument	701792

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 8, 2018
Property Address	116 FAIRWAY DR, BEECH MOUNTAIN, NC 28604-8065
Document Number	0019630336
Book / Page	001963 / 000336
Instrument Date	Mar 1, 2018
Instrument	666798
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	255 BLUE RIVER RD LAKE WYLIE SC 297106087, LAKE WYLIE, SC 29710-6087

Mortgage

Document Number	19630339
Date	Mar 8, 2018
Book Page	001963/000339
Instrument	666799

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 Fairway Dr was $2,294.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,400 (-) Land $30,600 Building $654,800
2025	$2,294.00	$685,400 Land $30,600 Building $654,800
2024			$685,400 Land $30,600 Building $654,800
2023		$685,400 Land $30,600 Building $654,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Fairway Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Fairway Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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