116 Ervin Ln, Covington, TN 38019 Property Records

Tipton County property record for 116 Ervin Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 716 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jan 2026)
Tax Bill	$270 (2022)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084018 01219`

Property Details

APN / Parcel Number

Primary APN	`084018 01219`
Alternative APN	`018 01219`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	716 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	116 ERVIN LN
City	COVINGTON
State	TN
Zip	38019-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C54
Legal Subdivision	R M ERVIN SUBDIVISION
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1013
Census Tract	40601

Owner

116 Ervin Ln is owned by two individuals who bought it in January 2026.

Source: Tipton County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 RW ANDERSON RD, MASON, TN 38049-6588
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FAYETTE COUNTY
Jan 5, 2026	Warranty Deed, Transfer CLOSETRAK LLC, CLOSE TRAK LLC
Jun 30, 2021	Warranty Deed, Transfer
Jan 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2026289119
Deed Book / Page	2108 / 995
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	0001786715
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	May 13, 2026
Property Address	116 ERVIN LN, COVINGTON, TN 38019-1501
Document Number	0000292333
Book / Page	2124 / 547
Instrument Date	May 7, 2026
Instrument	2026292333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RW ANDERSON RD, MASON, TN 38049-6588
Investor	Possibly a Property Investor

Mortgage

Document Number	0000292333,
Date	May 13, 2026
Book Page	2124/547
Instrument	2026292333

Lender

Name	BANK OF FAYETTE COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 5, 2026
Property Address	116 ERVIN LN, COVINGTON, TN 38019-1501
Document Number	0002108995
Book / Page	2108 / 995
Instrument Date	Dec 19, 2025
Instrument	289119
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	CLOSETRAK LLC, CLOSE TRAK LLC

Transaction

Amount	Amount on Record
Tax	$251.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RW ANDERSON RD, MASON, TN 38049-6588

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 30, 2021
Property Address	116 ERVIN LN, COVINGTON, TN 38019-1501
Document Number	1908912
Book / Page	1908 / 912
Instrument Date	Jun 15, 2021
Instrument	246535
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 HASBEST, MEMPHIS, TN 38104

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 28, 2019
Property Address	116 ERVIN LN, COVINGTON, TN 38019-1501
Document Number	1786715
Book / Page	001786 / 000715
Instrument Date	Jan 28, 2019
Instrument	220326
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 ERVIN LN COVINGTON TN 380191501, COVINGTON, TN 38019-1501

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	116 ERVIN LN, COVINGTON, TN 38019-1501
Document Number	1764127
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2694 ROUGHEDGE RD COVINGTON TN 380195046, COVINGTON, TN 38019-5046

Mortgage

Document Number	1764127
Date	Jun 21, 2018
Book Page	001764/000127
Instrument	214750

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,825 Land $1,475 Building $10,350
2023		$11,825 Land $1,475 Building $10,350
2022	$270.00
2020			$47,300 Land $5,900 Building $41,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Ervin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Ervin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Aeneas Communications.

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