116 Els Ln, New Bern, NC 28560 Property Records

Craven County property record for 116 Els Ln, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2006
Lot Size	0.161 acres (7,034 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Mar 2022)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`6-213-L-257`

Property Details

APN / Parcel Number

Primary APN	`6-213-L-257`
Alternative APNs	`67907` `98151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,034 sqft (0.161 acres)
Lot Dimensions	120 ft deep x 66.3 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98151
Street Address	116 ELS LN
City	NEW BERN
State	NC
Zip	28560-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 257 LAKESIDE @ ROYAL PINES SCT 1-A 1-B 3 & 4 REVISED
Legal Subdivision	LAKESIDE @ ROYAL PINES
Legal Lot Number	257
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	961101

Owner

116 Els Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 ELS LN, NEW BERN, NC 28560-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Aug 11, 2006 · Amount on File
Deed Document Number	202210093121
Deed Book / Page	3715 / 2031
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	116 ELS LN, NEW BERN, NC 28560-8948
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03668/2086
Date	May 7, 2021
Book Page	3668/2086
Instrument	10075152

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 8, 2022
Property Address	116 ELS LN, NEW BERN, NC 28560-8948
Document Number	03715/2031
Book / Page	3715 / 2031
Map Reference	CAB H SL 11 D-F
Instrument Date	Feb 16, 2022
Instrument	10093121
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N ERIE AVE, 923, LINDENHURST, NY 11757-2116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ELS LN, NEW BERN, NC 28560-8948

Tax Assessment & Valuation

The 2025 property tax bill for 116 Els Ln was $1,132.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,750 (-) Land $40,000 Building $179,750	$219,750 (-) Land $40,000 Building $179,750
2025	$1,132.00	$219,750 Land $40,000 Building $179,750	$219,750 Land $40,000 Building $179,750
2024	$1,132.00 (+1.07%)
2023	$1,120.00	$219,750 Land $40,000 Building $179,750	$219,750 Land $40,000 Building $179,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Els Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Els Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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