Lorain County property record for 116 Elma Dr, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,118 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $144,200 (2020) |
| Tax Bill | $2,773.00 (2025) |
| Primary APN | 06-25-036-102-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 1,138 sqft Gross Area |
| 1st Floor | 1,118 sqft 1st Floor |
| Basement Area | 300 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 158 ft x 65 ft Depth x Width |
| Garage Type | Basement Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 35 sqft Deck |
| Patio Area | 20 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 116 ELMA DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULFHURST 2 65 X 158 |
| Legal Subdivision | GULFHURST 2 |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 55 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-036-102-004
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Jun 05, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Jun 17, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Oct 26, 2020 | Warranty Deed, Transfer US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Oct 06, 2015 · Amount on Record |
| Deed Doc Number | 2020785395 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 05, 2026 |
| Property Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Document Number | 0000106391 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026106391 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Document Number | 0000106391, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 2026106391 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Nov 01, 2050 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Document Number | 0000917893 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 2023-0917893 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Document Number | 0000879872 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-0879872 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 26, 2020 |
| Property Address | 116 ELMA DR, ELYRIA, OH 44035-3910 |
| Document Number | 0000785395 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 785395 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2020 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 ELMA DR ELYRIA OH 440353910, ELYRIA, OH 44035-3910 |
| Document Number | 785396 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 785396 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,773.00 Homeowner's exemption | $58,890 (%) Land $14,840 Building $44,050 | $168,260 (-) Land $42,410 Building $125,850 |
| 2024 | $2,773.00 (+36.33%) | $58,891 (+57.72%) Land $14,844 Building $44,048 | $168,260 (+57.72%) Land $42,410 Building $125,850 |
| 2023 | $2,034.00 (+0.35%) | $37,339 (%) Land $10,560 Building $26,779 | $106,680 (-) Land $30,170 Building $76,510 |
| 2022 | $2,027.00 | $37,340 Land $10,560 Building $26,780 | |
| 2021 | $106,680 Land $30,170 Building $76,510 |
116 Elma Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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