116 Elm St, Wray, CO 80758 Property Records

Yuma County property record for 116 Elm St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1881
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Oct 2019)
Tax Bill	$424 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2019 Sale & Mortgage
APN	`W000703`

Property Details

APN / Parcel Number

Primary APN	`W000703`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	116 ELM ST
City	WRAY
State	CO
Zip	80758-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, MILL ADD. BLK 1 LOT 12 SIZE:50 X 125
Legal Subdivision	MILL ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3034
Census Tract	963100

Owner

116 Elm St is owned by an individual who bought it in October 2019.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	346 CEDAR ST, WRAY, CO 80758-1819
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit MNB BANK
Oct 29, 2019	Special Warranty Deed, Transfer YUMA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	May 2, 2008 · Amount on File
Deed Document Number	2019577031
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000536484
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	116 ELM ST, WRAY, CO 80758-1206
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000587564
Date	Jun 16, 2023
Instrument	587564

Lender

Name	MNB BANK
Type	Bank
Address	BURLINGTON, CO 80807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 15, 2038

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Oct 29, 2019
Property Address	116 ELM ST, WRAY, CO 80758-1206
Document Number	0000577031
Instrument Date	Oct 21, 2019
Instrument	00577031
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000577032
Date	Oct 29, 2019
Instrument	00577032

Lender

Name	YUMA COUNTY FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 116 Elm St was $424.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$424.00
2025	$424.00	$4,340
2024			$69,370 (+3.38%)
2023	$90.00 (-72.64%)	$5,341 (+36.42%) Land $939 Building $4,402	$67,100 (+36.41%) Land $11,800 Building $55,300
2022	$329.00	$3,915 Land $939 Building $2,976	$49,190 Land $11,800 Building $37,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 116 Elm St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Elm St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures