Benton County property record for 116 Elm St, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1996 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,000 (Jul 2024) |
| Tax Bill | $3,263 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00443-000 |
| Primary APN | 06-00443-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 129 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 ELM ST |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-8984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 19-285 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 33 |
| Legal Subdivision | OAK RIDGE-CENTERTON |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Oct 24, 2023 | Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| May 31, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING GROUP LLC |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Oct 24, 2023 · Amount on Record |
| Deed Document Number | 202436217 |
| Prior Transfer Date | Dec 22, 2009 |
| Prior Transfer Doc | 2010005591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 31, 2026 |
| Property Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Document Number | 0000044077 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202644077 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000044077, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202644077 |
| Name | NORTHPOINTE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 24, 2023 |
| Property Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Document Number | L202355091 |
| Map Reference | MB 19 PG 285 |
| Instrument Date | Oct 13, 2023 |
| Instrument | L202355091 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3364 SAGELY LN, SPRINGDALE, AR 72764-2012 |
| Name | Verified Name |
|---|---|
| Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Document Number | L202355092 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | L202355092 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 31, 2023 |
| Property Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Document Number | L202326702 |
| Map Reference | MB 19 PG 285 |
| Instrument Date | May 26, 2023 |
| Instrument | L202326702 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 COOPER ST, MOUNTAIN HOME, AR 72653-4219 |
| Name | Verified Name |
|---|---|
| Address | 3364 SAGELY LN, MOUNTAIN HOME, AR 72653 |
| Investor | Possibly a Property Investor |
| Document Number | L202326703 |
|---|---|
| Date | May 31, 2023 |
| Instrument | L202326703 |
| Name | PRIME FUNDING GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | Jul 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | L202218436 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | L202218436 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 116 ELM ST, CENTERTON, AR 72719-8984 |
| Document Number | 0000009710 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Address | 116 ELM ST CENTERTON AR 727198984, CENTERTON, AR 72719-8984 |
| Document Number | 0000009710 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 9710 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,263.00 (+1.34%) | $52,723 (-) Land $15,000 Building $37,723 | $263,615 (-) Land $75,000 Building $188,615 |
| 2025 | $3,220.00 (+69.3%) | $52,723 (+52.73%) Land $15,000 Building $37,723 | |
| 2024 | $263,615 (+52.73%) Land $75,000 Building $188,615 | ||
| 2023 | $1,902.00 Homeowner's exemption | $34,520 Land $7,600 Building $26,920 | $172,600 Land $38,000 Building $134,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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