116 Edgewood Dr, Locust, NC 28097 Property Records

Stanly County property record for 116 Edgewood Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,640 sqft · built 1986
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Aug 2013)
Tax Bill$2,455 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN557603308833

Property Details

APN / Parcel Number

Primary APN557603308833
Alternative APNs
  • 1527101
  • 32507

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Garage Area896 sqft
PorchPorch
Porch Area120 sqft
Deck Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number1527101
Street Address116 EDGEWOOD DR
CityLOCUST
StateNC
Zip28097-7175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 116 EDGEWOOD DR LOT 12 EDGEWOOD ACRES 557603015
Legal SubdivisionEDGEWOOD ACRES
Legal Lot Number12
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1006
Census Tract930801

Owner

116 Edgewood Dr is owned and occupied by two individuals who bought it in August 2013.

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address116 EDGEWOOD DR, LOCUST, NC 28097-7175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2013 · Amount on File
Deed SaleAug 30, 2013 · Amount on File
Deed Document Number2013358256
Deed Book / Page1463 / 550
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address116 EDGEWOOD DR, LOCUST, NC 28097-7175
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 EDGEWOOD DR, LOCUST, NC 28097-7175

Mortgage

Document Number0000481437
DateSep 30, 2025
Book Page1895/1379
Instrument481437
Lender
NameUWHARRIE BANK
TypeBank
AddressLOCUST, NC 28097
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 29, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 116 Edgewood Dr was $2,455.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,455.00$266,884 Land $51,920 Building $214,964$266,884 Land $51,920 Building $214,964
2023$1,997.00$183,292 Land $31,624 Building $151,668$183,292 Land $31,624 Building $151,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Edgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Edgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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