116 E Toledo St, Duluth, MN 55811 Property Records

St. Louis County property record for 116 E Toledo St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 925 sqft · built 1953
Lot Size	0.213 acres (9,318 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2020)
Tax Bill	$34 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2640-02570`

Property Details

APN / Parcel Number

Primary APN	`010-2640-02570`
Alternative APN	`1090461`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	925 sqft Gross Area
1st Floor Area	925 sqft
Basement Area	693 sqft
Finished Basement	693 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,318 sqft (0.213 acres)
Garage Area	488 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	152 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1090461
Street Address	116 E TOLEDO ST
City	DULUTH
State	MN
Zip	55811-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2 AND 3, BLOCK 22 SERIAL #
Legal Subdivision	KENWOOD PARK ADD TO DULUTH
Legal Block	22
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4005
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 E TOLEDO ST, DULUTH, MN 55811-2357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 4, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20201024136
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	00T1024135
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 E TOLEDO ST, DULUTH, MN 55811-2357
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042200
Date	Jun 15, 2021
Instrument	1042200

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	116 E TOLEDO ST, DULUTH, MN 55811-2357
Document Number	00T1024136
Instrument Date	Jun 2, 2020
Instrument	T1024136
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E TOLEDO ST DULUTH MN 558112357, DULUTH, MN 55811-2357

Mortgage

Document Number	T1024137
Date	Jun 4, 2020
Instrument	T1024137

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	116 E TOLEDO ST, DULUTH, MN 55811-2357
Document Number	00T1024135
Instrument Date	May 27, 2020
Instrument	T1024135
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E TOLEDO ST DULUTH MN 558112357, DULUTH, MN 55811-2357

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (+17.24%) Homeowner's exemption	$269,700 (+8.1%) Land $34,900 Building $234,800	$269,700 (+8.1%) Land $34,900 Building $234,800
2024	$29.00 (-96.9%)	$249,500 (+18.3%) Land $32,300 Building $217,200	$249,500 (+18.3%) Land $32,300 Building $217,200
2022	$934.00	$210,900 Land $38,000 Building $172,900	$210,900 Land $38,000 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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