116 E Phillip Ave, Norfolk, NE 68701 Property Records

Madison County property record for 116 E Phillip Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (May 2026)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Nov 2012 Mortgage Sep 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`590040464`

Property Details

APN / Parcel Number

Primary APN	`590040464`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	184 ft deep x 57.2 ft wide
Garage Type	Detached
Garage Area	336 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	116 E PHILLIP AVE
City	NORFOLK
State	NE
Zip	68701-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	TAX LOTS NW1/4 NW1/4 26-24-1 N1/2 E 57.2 FT TAX LOT 15; MAP NUMBER: 1501-00-0-60133-000-0011
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	STANTON
Legal Lot Number	15
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Madison County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 S 3RD ST, NORFOLK, NE 68701-6305
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2012	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 11, 2014	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Jan 5, 2024	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE NORFOLK
Jul 29, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE NORFOLK
Jul 27, 2018	Warranty Deed, Transfer · Commercial Mortgage BANKFIRST
Apr 19, 2010	Survivorship Deed, Transfer · Conventional Mortgage MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20262208
Deed Book / Page	2026 / 2208
Record Updated	Oct 29, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201211/1107
Date	Nov 19, 2012
Book Page	2012-11/1107
Instrument	2012-11-1107

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Amount	Amount Recorded
Term	215 Months
Due	Oct 15, 2030

Interest

Rate Type	Adjustable Rate

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201409/3839
Date	Sep 11, 2014
Book Page	2014-09/3839
Instrument	2014-09-3839

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Amount	Amount Recorded
Term	193 Months
Due	Oct 15, 2030

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	May 28, 2026
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	0000002208
Book / Page	2026 / 2208
Instrument Date	May 13, 2026
Instrument	20262208
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,227.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 S 3RD ST, NORFOLK, NE 68701-6305

Mortgage

Document Number	0000002209,
Date	May 28, 2026
Instrument	20262209

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	May 28, 2026
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	02026/2208
Book / Page	2026 / 2208
Instrument Date	May 13, 2026
Instrument	20262208
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,227.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 S 3RD ST, NORFOLK, NE 68701-6305

Mortgage

Document Number	0000002209,
Date	May 28, 2026
Instrument	20262209

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jan 5, 2024
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	0002024/74
Book / Page	2024 / 74
Instrument Date	Dec 27, 2023
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jul 29, 2020
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	02020/3803
Book / Page	2020 / 3803
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jul 27, 2018
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	02018/3077
Book / Page	2018 / 3077
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NORTHEAST NEBRASKA TITLE & E

Transaction

Amount	Amount Recorded
Tax	$155.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/3293
Date	Aug 8, 2018
Book Page	2018/3293

Lender

Name	BANKFIRST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2010: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON NE
Recording Date	Apr 19, 2010
Property Address	116 E PHILLIP AVE, NORFOLK, NE 68701-5359
Document Number	201004/1170
Book / Page	2010-04 / 1170
Instrument Date	Mar 23, 2010
Instrument	2010-04-1170
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	RELS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	201004/1171
Date	Apr 19, 2010
Book Page	2010-04/1171
Instrument	2010-04-1171

Lender

Name	MIDWEST BANK
Address	NORFOLK, NE 68702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$115,094 (+7.14%) Land $11,538 Building $103,556	$115,094 (+7.14%) Land $11,538 Building $103,556
2024	$1,343.00 (-24.04%)	$107,423 (+12.31%) Land $11,538 Building $95,885	$107,423 (+12.31%) Land $11,538 Building $95,885
2023	$1,768.00	$95,648 Land $11,538 Building $84,110	$95,648 Land $11,538 Building $84,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1990–1991)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1991 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Pierce Telephone.

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