116 E Osage St, Lincoln, MO 65338 Property Records

Benton County property record for 116 E Osage St, Lincoln, MO 65338

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,630 sqft · built 1976
Lot Size	0.492 acres (21,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,100 (Nov 2012)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068027004006001000`

Property Details

APN / Parcel Number

Primary APN	`068027004006001000`

Interior

Full Baths	1 Bath
Building Area	1,630 sqft Base Area
1st Floor Area	1,630 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,440 sqft (0.492 acres)
Lot Dimensions	160 ft deep x 134 ft wide
Utility Building	336 sqft

Location & Zoning

Street Address	116 E OSAGE ST
City	LINCOLN
State	MO
Zip	65338-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	134' X 160' PT NWSE LINCOLN CITY
Legal Range	22W
Legal Township	42N
Legal Section	27
Jurisdiction	BENTON MO
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2048
Census Tract	460200

Owner

Source: Benton County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 E OSAGE ST, LINCOLN, MO 65338-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · ARM EQUITY BANK FOR SAVINGS
May 30, 2025	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO
Nov 5, 2012	Warranty Deed, Transfer MERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2012 · Amount on Record
Deed Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	20124212
Deed Book / Page	617 / 1717
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	000608/392
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MO
Property Address	116 E OSAGE ST, LINCOLN, MO 65338-1002
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00648/2905
Date	Feb 21, 2018
Book Page	648/2905
Instrument	18-723

Lender

Name	EQUITY BANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	109 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	May 30, 2025
Property Address	116 E OSAGE ST, LINCOLN, MO 65338-1002
Document Number	02025/2110
Book / Page	2025 / 2110
Instrument Date	May 30, 2025
Instrument	202502110
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E OSAGE ST, LINCOLN, MO 65338-1002

Mortgage

Document Number	0202502111
Date	May 30, 2025
Instrument	202502111

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Feb 14, 2023
Property Address	116 E OSAGE ST, LINCOLN, MO 65338-1002
Document Number	002023/568
Book / Page	2023 / 568
Instrument Date	Feb 13, 2023
Instrument	20230568
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	NOT AVAILABLE, DRAKE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 E OSAGE ST, LINCOLN, MO 65338-1002

Mortgage

Document Number	0020230569
Date	Feb 14, 2023
Instrument	20230569

Lender

Name	LUTHERAN CHURCH EXTENSION FUND MO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Nov 5, 2012
Property Address	116 E OSAGE ST, LINCOLN, MO 65338-1002
Document Number	00617/1717
Book / Page	617 / 1717
Instrument Date	Oct 18, 2012
Instrument	20124212
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E OSAGE ST, LINCOLN, MO 65338-1002

Mortgage

Document Number	00617/1719
Date	Nov 5, 2012
Book Page	617/1719
Instrument	20124213

Lender

Name	MERS
Address	6652 PINECREST DR STE 200, PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Benton County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Municipality	Lincoln City
Unified School District	Lincoln R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (+11.38%)	$19,220 (+10.97%)	$101,140 (+10.95%) Land $11,260 Building $89,880
2023		$17,320 (+3.22%)	$91,158 (+3.22%)
2022	$1,116.00	$16,780
2021			$88,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN PWS serves 1,100 people · EPA ID MO3010469
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

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