Cleveland County property record for 116 E Mountain St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 3,173 sqft · built 1937 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,618 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7166500 |
| Primary APN | 7166500 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,173 sqft Finished Area |
| Upper Floors Area | 1,360 sqft |
| Basement Area | 1,813 sqft |
| Unfinished Basement | 1,813 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 21,954 sqft (0.504 acres) |
| Lot Dimensions | 155 ft deep x 12 ft wide |
| Porch | Slab |
| Porch Area | 464 sqft |
| Deck Area | 879 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 7166500 |
|---|---|
| Street Address | 116 E MOUNTAIN ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CB |
| Legal Description | 0.504 AC 116 E MTN ST |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950500 |
116 E Mountain St, a single family home, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 N ROXFORD RD, KINGS MOUNTAIN, NC 28086-2758 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 116 E MOUNTAIN ST, KINGS MOUNTAIN, NC 28086-3443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 E MOUNTAIN ST, KINGS MOUNTAIN, NC 28086-3443 |
| Document Number | 0018932362 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 1893/2362 |
| Instrument | 200084729 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 116 E Mountain St was $3,618, up 0.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,618.00 (+0.89%) | $349,909 (-) Land $85,575 Building $264,334 | $349,909 (-) Land $85,575 Building $264,334 |
| 2025 | $3,586.00 | $349,909 Land $85,575 Building $264,334 | $349,909 Land $85,575 Building $264,334 |
| 2023 | $250,560 Land $85,575 Building $164,985 | $250,560 Land $85,575 Building $164,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 E Mountain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 E Mountain St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ripple Fiber.
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