116 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 116 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Commercial
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$192,000 (Oct 2025)
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIRW 00001`

Property Details

APN / Parcel Number

Primary APN	`BIRW 00001`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number	/BIRW00001
Street Address	116 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2022
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1-3. ALSO STRIP 2' WIDE OF EVEN WIDTH THROUGH OFF FROM & ACROSS ENTIRE E SIDE OF LOT 4. EXC. LAND TO CITY DESC IN VOL 22
Legal Subdivision	BIRGES ADD.
Legal Lot Number	1-3 2
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer
Dec 14, 2020	Deed of Trust, Mortgage PREMIER BANK
Jun 15, 2020	Warranty Deed, Transfer · Line of Credit FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	1119065
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Oct 15, 2025
Property Address	116 E MAIN ST, WHITEWATER, WI 53190-2022
Document Number	0001119065
Instrument Date	Sep 30, 2025
Instrument	1119065
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount Recorded
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	116 E MAIN ST, WHITEWATER, WI 53190-2022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1025263
Date	Dec 14, 2020
Instrument	1025263

Lender

Name	PREMIER BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 15, 2020
Property Address	116 E MAIN ST, WHITEWATER, WI 53190-2022
Document Number	0001011330
Instrument Date	Jun 4, 2020
Instrument	1011330
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S DANN ST, WHITEWATER, WI 53190-2011

Mortgage

Document Number	0001011331
Date	Jun 15, 2020
Instrument	1011331

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,273.00 (+10.84%)	$202,000 (+2.02%) Land $37,600 Building $164,400	$203,691 (-0.78%) Land $37,915 Building $165,776
2024	$2,953.00 (+2.32%)	$198,000 (+1%) Land $37,600 Building $160,400	$205,289 (+9.23%) Land $38,984 Building $166,305
2023	$2,886.00 (-9.87%)	$180,000 (-) Land $37,600 Building $142,400
2022	$3,202.00	$180,000 Land $37,600 Building $142,400	$187,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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