Shelby County property record for 116 E Main St, Russia, OH 45363
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1953 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,500 (Aug 2013) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Sep 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2414327.004 |
| Primary APN | 24-2414327.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 17,729 sqft (0.407 acres) |
| Lot Dimensions | 403 ft deep x 70 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 116 E MAIN ST |
|---|---|
| City | RUSSIA |
| State | OH |
| Zip | 45363-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R04 T10 S14 PT E 1/2 SW QR & BEING IN THE VILLAGE OF RUSSIA 210-24-14-327-004PLAT V28 P265 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | LORAMIE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 972300 |
116 E Main St is owned and occupied by an individual who acquired it in April 2021.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2009 | Deed of Trust, Mortgage · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Sep 19, 2008 | Deed of Trust, Mortgage · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Jan 18, 2013 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2021 | Intrafamily Transfer, Transfer |
| Aug 15, 2006 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on File |
| Deed Sale | Aug 22, 2013 · Amount on File |
| Prior Sale | Aug 15, 2006 · Amount on File |
| Deed Document Number | 20135151 |
| Deed Book / Page | 1925 / 12 |
| Last Transfer Date | Apr 10, 2021 |
| Transfer Doc | 002282/733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | LENDERS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 001723/330 |
|---|---|
| Date | Apr 3, 2009 |
| Book Page | 1723/330 |
| Instrument | 200900002095 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001701/426 |
|---|---|
| Date | Sep 19, 2008 |
| Book Page | 1701/426 |
| Instrument | 200800005849 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001895/688 |
|---|---|
| Date | Jan 18, 2013 |
| Book Page | 1895/688 |
| Instrument | 201300000405 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Apr 19, 2021 |
| Property Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Document Number | 002282/733 |
| Book / Page | 2282 / 733 |
| Instrument Date | Apr 10, 2021 |
| Instrument | 202100002730 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 15, 2006 |
| Property Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Document Number | 001603/226 |
| Book / Page | 1603 / 226 |
| Instrument Date | Jun 16, 2006 |
| Instrument | 200600005892 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | CLEAR & CLOSE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 E MAIN ST, RUSSIA, OH 45363-9701 |
| Document Number | 200600005893 |
|---|---|
| Date | Aug 15, 2006 |
| Instrument | 200600005893 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
| Document Number | 001603/246 |
|---|---|
| Date | Aug 15, 2006 |
| Book Page | 1603/246 |
| Instrument | 200600005894 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | 2150 N 1ST ST, SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 1, 2021 |
The 2025 property tax bill for 116 E Main St was $1,655 with a homeowner's exemption, down 4.8% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Loramie Township |
| Municipality | Russia Village |
| Unified School District | Russia Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 (-4.78%) | $43,750 (-) Land $7,170 Building $36,580 | |
| 2024 | $1,738.00 (-6.56%) Homeowner's exemption | $43,750 (-) Land $7,170 Building $36,580 | |
| 2023 | $1,860.00 (+20.08%) Homeowner's exemption | $43,750 (+28.34%) Land $7,170 Building $36,580 | $125,010 Land $20,490 Building $104,520 |
| 2022 | $1,549.00 Homeowner's exemption | $34,090 Land $5,970 Building $28,120 | |
| 2020 | $97,400 Land $17,070 Building $80,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUSSIA VILLAGE PWS serves 640 people · EPA ID OH7541912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Wabash Communications Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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