116 E Main St, Ligonier, PA 15658 Property Records

Westmoreland County property record for 116 E Main St, Ligonier, PA 15658

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.063 acres (2,760 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (May 2023)
Tax Bill	$5,036 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2024 Line of Credit + 1 more
APN	`16-01-15-0-188`

Property Details

APN / Parcel Number

Primary APN	`16-01-15-0-188`
Alternative APN	`0160010150188`

Exterior

Lot Area	2,760 sqft (0.063 acres)
Lot Dimensions	100 ft deep x 27.6 ft wide

Location & Zoning

Street Address	116 E MAIN ST
City	LIGONIER
State	PA
Zip	15658-1258
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	BLDG LOT 5 27.6 X 100 X IR
Legal Lot Number	5
Jurisdiction	WESTMORELAND PA
Township / Civil Division	LIGONIER
Census Block Group	1
Census Block	1096
Census Tract	808500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ligonier Historic District listed 1994 · 423 contributing resources · NRIS 94001054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	408 OLD LINCOLN HWY, LIGONIER, PA 15658-1400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit THE PROGRESS FUND
May 18, 2023	Special Warranty Deed, Transfer · Line of Credit SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Deed Document Number	202312191
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Recording Date	Jun 23, 2026
Property Address	116 E MAIN ST, LIGONIER, PA 15658-1258
Document Number	0000016768
Instrument Date	Jun 16, 2026
Instrument	202616768
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 OLD LINCOLN HWY, LIGONIER, PA 15658-1400

Mortgage

Document Number	0000016768,
Date	Jun 23, 2026
Instrument	202616768

Lender

Name	SOMERSET TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	11L LINCOLN HWY E, LIGONIER, PA 15658
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 OLD LINCOLN HWY, LIGONIER, PA 15658-1400

Mortgage

Document Number	0000004119
Date	Feb 21, 2024
Instrument	202402210004119

Lender

Name	THE PROGRESS FUND
Type	Non-Lending Institution
Address	GREENSBURG, PA 15601

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	May 18, 2023
Property Address	11L LINCOLN HWY E, LIGONIER, PA 15658
Document Number	0000012191
Map Reference	DOC 20080118/0002566
Instrument Date	May 17, 2023
Instrument	202305180012191
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 OLD LINCOLN HWY, LIGONIER, PA 15658-1400

Mortgage

Document Number	0000012192
Date	May 18, 2023
Instrument	202305180012192

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
Municipality	Ligonier Borough
Unified School District	Ligonier Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,036.00 (+1.82%)	$35,620 (-) Land $8,790 Building $26,830
2025	$4,946.00		$35,620 (-) Land $8,790 Building $26,830
2024	$4,946.00	$35,620 Land $8,790 Building $26,830
1972			$35,620 Land $8,790 Building $26,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	67 (1978–2021)
Claims Outside the SFHA	20 of 67
Most Recent Claim	May 2021 · other causes
Claims by Event	Tropical Depression Ivan, Sep 2004 · 11 claims Severe Storms And Flooding, Jan 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC FURNACE RUN serves 3,100 people · EPA ID PA5650031
Water Source	Purchased surface water from GREATER JOHNSTOWN WA RIVERSIDE
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
LHTC Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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