116 E Main St, La Grange, KY 40031 Property Records

Oldham County property record for 116 E Main St, La Grange, KY 40031

Property Summary

Property TypeRestaurant
Detailsbuilt 1910
Lot Size0.12 acres (5,249 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Jun 2021)
Tax Bill$3,002 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-L.4-07-3

Property Details

APN / Parcel Number

Primary APN46-L.4-07-3
Alternative APN
  • 63884

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,249 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number63884
Street Address116 E MAIN ST
CityLA GRANGE
StateKY
Zip40031-1206
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionRESTAURANT, SHED & .1205AC
Legal SubdivisionLAGRANGE 4
Legal BlockSEC 7
Legal Lot Number3
JurisdictionOLDHAM KY
Township / Civil DivisionLA GRANGE
Census Block Group3
Census Block3029
Census Tract30302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central La Grange Historic District
listed 1988 · 166 contributing resources · NRIS 88001316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5400 BEECHWOOD CIR, CRESTWOOD, KY 40014-9703
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF KENTUCKY
Apr 21, 2020Deed, Transfer · Commercial Mortgage
BEDFORD LOAN & DEPOSIT BANK
Mar 9, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleApr 21, 2020 · Amount on Record
Deed Document Number2021641910
Deed Book / Page1293 / 14
Prior Transfer DateMar 9, 2020
Prior Transfer DocD1242/49
Record UpdatedJun 8, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateJun 18, 2021
Property Address116 E MAIN ST, LA GRANGE, KY 40031-1206
Document NumberD1293/14
Book / PageD1293 / 14
Instrument DateJun 8, 2021
Instrument641910
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyMONUMENTAL CITY TITLE COMPANY, MONUMENTAL TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7204 HIGHWAY 329, 7204, CRESTWOOD, KY 40014-8822

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5400 BEECHWOOD CIR, CRESTWOOD, KY 40014-9703

Mortgage

Document Number641911
DateJun 18, 2021
Instrument641911
Lender
NameFIRST NATIONAL BANK OF KENTUCKY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2041

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateApr 21, 2020
Property Address116 E MAIN ST, LA GRANGE, KY 40031-1206
Document NumberD1245/141
Book / PageD1245 / 141
Instrument DateApr 16, 2020
Instrument569722
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 E MAIN ST, 116, LA GRANGE, KY 40031-1206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5400 BEECHWOOD CIR, CRESTWOOD, KY 40014-9703

Mortgage

Document Number569723
DateApr 21, 2020
Instrument569723
Lender
NameBEDFORD LOAN & DEPOSIT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050
Interest
Rate TypeAdjustable Rate

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateMar 9, 2020
Property Address116 E MAIN ST, LA GRANGE, KY 40031-1206
Document NumberD1242/49
Book / PageD1242 / 49
Instrument DateMar 9, 2020
Instrument565352
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 CHERRYWOOD CT, 1100, LA GRANGE, KY 40031-7979

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 HAWTHONE RD, LA GRANGE, KY 40031-9578

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
MunicipalityLa Grange City
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00 (+13.11%)$240,000 (+14.29%) Land $40,000 Building $200,000$240,000 (+14.29%) Land $40,000 Building $200,000
2023$2,654.00$210,000 Land $40,000 Building $170,000$210,000 Land $40,000 Building $170,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGRANGE UTILITIES COMMISSION
serves 10,067 people · EPA ID KY0930481
Water SourcePurchased groundwater from OLDHAM COUNTY WATER DISTRICT
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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