116 E Henry St, Charlotte, MI 48813 Property Records

Eaton County property record for 116 E Henry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Apr 2026)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	May 2014 Line of Credit Mar 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20006160505000`

Property Details

APN / Parcel Number

Primary APN	`20006160505000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,412 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	157 ft deep x 80 ft wide
Garage Area	600 sqft
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 E HENRY ST
City	CHARLOTTE
State	MI
Zip	48813-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. 238 1/2 FEET E OF NW CORNER OF LOT 5, W 80 FEET, S TO S LINE OF LOT 5, E 80 FEET, N TO BEG. LAWRENCES ADDITION OF OUT LOTS CITY OF CHARLOTTE
Legal Subdivision	LAWRENCES ADDITION
Legal Lot Number	5
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4005
Census Tract	20902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 E Henry St is owned by a company that bought it in April 2026.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6919 W KALAMO HWY, BELLEVUE, MI 49021-9426
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 6, 2014	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT MORTGAGE CO SOUTH MICHIGAN
Apr 29, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NONE LISTED ON DOCUMENT
Sep 9, 2014	Quit Claim Deed, Transfer · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jun 6, 2011	Sheriff's Deed, Foreclosure
Jan 20, 2005	Warranty Deed, Transfer INDEPENDENT MORTGAGE CO SOUTH MICHI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Book / Page	3188 / 1048
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	02533/0947
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02517/0070
Date	May 6, 2014
Book Page	2517/0070

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	INDY TITLE, IND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/0670
Date	Mar 1, 2006
Book Page	2013/0670

Lender

Name	INDEPENDENT MORTGAGE CO SOUTH MICHIGAN
Type	Mortgage Company
Address	2390 WOODLAKE DR STE 300, OKEMOS, MI 48864

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 29, 2026
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Document Number	3188001048
Book / Page	3188 / 1048
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$330,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6919 W KALAMO HWY, BELLEVUE, MI 49021-9426

Mortgage

Document Number	3188001070,
Book Page	3188/1070

Lender

Agreement

Type	Stand-Alone First Mortgage

Interest

Rate	6.22%
Max Rate	-1%

September 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Sep 9, 2014
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Document Number	02533/0947
Book / Page	2533 / 0947
Map Reference	LB1 PG45
Instrument Date	Aug 29, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1145 CARLISLE HWY, CHARLOTTE, MI 48813-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CONNEMARA RD, EATON RAPIDS, MI 48827-1345
Investor	Possibly a Property Investor

Mortgage

Document Number	0025330948
Date	Sep 9, 2014
Instrument	2533/0948

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EATON MI
Recording Date	Jun 6, 2011
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Document Number	02341/0552
Book / Page	2341 / 0552
Map Reference	LB1 PG45
Instrument Date	Jun 2, 2011
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-9783

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 20, 2005
Property Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936
Document Number	01898/0911
Book / Page	1898 / 0911
Map Reference	LB1 PG45
Instrument Date	Jan 19, 2005
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MIDSTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 E HENRY ST, CHARLOTTE, MI 48813-1936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 S BRADLEY RD, CHARLOTTE, MI 48813-8501

Mortgage

Document Number	0018980913
Date	Jan 20, 2005
Instrument	1898/0913

Lender

Name	INDEPENDENT MORTGAGE CO SOUTH MICHI
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill

Tax Assessment & Valuation

The 2025 property tax bill for 116 E Henry St was $2,124, up 3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,600 (+4.75%)	$113,855 (-) Land $31,859 Building $81,996
2025	$2,124.00 (+2.96%)	$56,900	$113,855 Land $31,859 Building $81,996
2024	$2,063.00
2023		$49,500	$99,000
2022	$1,856.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 116 E Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 E Henry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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