116 E German St, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 116 E German St, Shepherdstown, WV 25443

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size0.189 acres (8,233 sqft)
OwnerCompany Name on Record
Tax Bill$9,071 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone AO (high risk)
APN10-3A-0042.0001

Property Details

APN / Parcel Number

Primary APN10-3A-0042.0001
Alternative APN
  • 19-10-3A-0042.0001

Interior

Units6 Units

Exterior

Lot Area8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address116 E GERMAN ST
CitySHEPHERDSTOWN
StateWV
Zip25443-3751
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionLT # 22 GERMAN ST
Legal SubdivisionCHRISTMAN PROPERTY
Legal Lot Number22
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group2
Census Block2014
Census Tract972204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Shepherdstown Historic District (Boundary Increase)
listed 1987 · 176 contributing resources · NRIS 87001205

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 151, SHEPHERDSTOWN, WV 25443-0151
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address116 E GERMAN ST, SHEPHERDSTOWN, WV 25443-3751
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002270/422
DateMar 13, 2020
Book Page2270/422
Instrument202000003169
Lender
NameJEFFERSON SECURITY BANK
TypeBank
AddressSHEPHERDSTOWN, WV 25443
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
MunicipalityShepherdstown Town
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,071.00 (+7.15%)$342,000 (+7.85%) Land $201,700 Building $140,300$570,000 (+7.83%) Land $336,167 Building $233,833
2025$8,466.00 (-0.13%)$317,100 (-0.16%) Land $184,900 Building $132,200$528,600 (-0.15%) Land $308,200 Building $220,400
2023$8,477.00$317,600 Land $184,900 Building $132,700$529,400 Land $308,200 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1984–2010)
Most Recent ClaimFeb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORPORATION OF SHEPHERDSTOWN
serves 4,300 people · EPA ID WV3301933
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E German St

Nearby Streets

Search Property Records by Address or Parcel Number