Adair County property record for 116 E Fortune St, Columbia, KY 42728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Mar 2010) |
| Tax Bill | $1,195 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-03-23-016.00 |
| Primary APN | 000-03-23-016.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Basement Area | 1,534 sqft |
| Unfinished Basement | 1,534 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 252 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 255 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10375 |
|---|---|
| Street Address | 116 E FORTUNE ST |
| City | COLUMBIA |
| State | KY |
| Zip | 42728-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE+HOUSE+GARAGE |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970401 |
116 E Fortune St is owned by two individuals who bought it in March 2010.
Source: Adair County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 849, COLUMBIA, KY 42728-0849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF COLUMBIA |
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF COLUMBIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2010 · Amount on File |
| Deed Sale | Mar 26, 2010 · Amount on File |
| Deed Book / Page | 312 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 116 E FORTUNE ST, COLUMBIA, KY 42728-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 370/555 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 370/555 |
| Instrument | 455264 |
| Name | BANK OF COLUMBIA |
|---|---|
| Type | Bank |
| Address | COLUMBIA, KY 42728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 116 E FORTUNE ST, COLUMBIA, KY 42728-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 116 E FORTUNE ST, COLUMBIA, KY 42728-1448 |
| Document Number | 383/149 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 383/149 |
| Instrument | 459581 |
| Name | BANK OF COLUMBIA |
|---|---|
| Type | Bank |
| Address | COLUMBIA, KY 42728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 116 E Fortune St was $1,195.
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Municipality | Columbia City |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 (-) Land $5,000 Building $100,000 | $105,000 (-) Land $5,000 Building $100,000 | |
| 2025 | $1,195.00 | $105,000 Land $5,000 Building $100,000 | $105,000 Land $5,000 Building $100,000 |
| 2023 | $1,190.00 | $105,000 Land $5,000 Building $100,000 | $105,000 Land $5,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 E Fortune St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 E Fortune St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| DuoBroadband Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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