116 E Clark St, Spencer, WI 54479 Property Records

Marathon County property record for 116 E Clark St, Spencer, WI 54479 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.187 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Apr 2007)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1107`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1107`
Alternative APN	`56-0320-029-009-01-00`

Exterior

Lot Area	8,189 sqft (0.187 acres)

Location & Zoning

Street Address	116 E CLARK ST
City	SPENCER
State	WI
Zip	54479-9077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF IRENE LOT 9 BLK 29 & PT OF LOT 10 BLK 29 D/A OUTLOT 1 CSM VOL 30 PG 62 (#7799) (DOC #1019792)
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SW
Legal Subdivision	PLAT OF IRENE
Legal Block	29
Legal Lot Number	9-10
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3020
Census Tract	2101

Owner

Source: Marathon County records · APN 181-2602-053-1107

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 242, SPENCER, WI 54479-0242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Aug 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2007 · Amount on Record
Deed Sale	Apr 25, 2007 · Amount on Record
Prior Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	0001475446
Last Transfer Date	Aug 31, 2018
Transfer Doc	0001765334
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	116 E CLARK ST, SPENCER, WI 54479-9077
Transaction Type	Mortgage
Record Updated	Oct 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001924431
Date	Sep 24, 2025
Instrument	1924431

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	116 E CLARK ST, SPENCER, WI 54479-9077
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001896854
Date	Apr 11, 2024
Instrument	1896854

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARATHON WI
Recording Date	Aug 31, 2018
Property Address	116 E CLARK ST, SPENCER, WI 54479-9077
Document Number	0001765334
Instrument Date	Aug 23, 2018
Instrument	1765334
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001765335
Date	Aug 31, 2018
Instrument	1765335

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

Tax Assessment & Valuation

Source: Marathon County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (+24.28%)	$92,800 (-) Land $8,200 Building $84,600	$117,821 (+17.58%) Land $10,411 Building $107,410
2023	$1,355.00 Homeowner's exemption	$92,800 Land $8,200 Building $84,600	$100,208 Land $8,855 Building $91,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marathon County (55073C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Country Wireless	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Country Wireless	Fixed Wireless (licensed-by-rule)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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