116 E Catawba Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 116 E Catawba Dr, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,164 sqft · built 1954
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Sep 2022)
Tax Bill$2,353 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03011 03300

Property Details

APN / Parcel Number

Primary APN03011 03300
Alternative APN
  • 182129

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,164 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area17,424 sqft (0.4 acres)
PorchPorch
Porch Area516 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address116 E CATAWBA DR
CityMOUNT HOLLY
StateNC
Zip28120-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionVERNON PARK BLK E L 1-4 15 008D 069 00 000
Legal SubdivisionVERNON PARK DEVELOPMENT
Legal BlockE
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1012
Census Tract31204

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 E CATAWBA DR, MOUNT HOLLY, NC 28120-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK
Oct 30, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleOct 30, 2020 · Amount on Record
Deed Book / Page5362 / 2411
Prior Transfer DateDec 7, 1999
Prior Transfer Doc3023000919
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 7, 2022
Property Address116 E CATAWBA DR, MOUNT HOLLY, NC 28120-1913
Document Number0053622411
Book / Page5362 / 2411
Map ReferenceMB 7 PG 80
Instrument DateSep 7, 2022
Transaction TypeTransfer
Record UpdatedOct 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1919 MOUNTAINBROOK DR, 1919, GASTONIA, NC 28052-4437

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 E CATAWBA DR, MOUNT HOLLY, NC 28120-1913

Mortgage

Document Number0053622414
DateSep 7, 2022
Instrument5362/2414
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address116 E CATAWBA DR, MOUNT HOLLY, NC 28120-1913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050171803
DateDec 27, 2018
Book Page5017/1803
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 30, 2020
Property Address116 E CATAWBA DR, MOUNT HOLLY, NC 28120-1913
Document Number0051691455
Book / Page5169 / 1455
Map ReferenceMB 7 PG 80
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address603 JACKSON ST, 603, KINGS MOUNTAIN, NC 28086-2233

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number51691458
DateOct 30, 2020
Instrument5169/1458
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateNov 1, 2025
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6.37%
Index5-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMount Holly City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,353.00 (-1.09%)$234,430 (-) Land $25,000 Building $209,430
2023$2,379.00$234,430 Land $25,000 Building $209,430
2021$132,800 Land $16,500 Building $116,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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