116 E Bergen Ct, Nags Head, NC 27959 Property Records

Dare County property record for 116 E Bergen Ct, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1985
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,347 (2026)
Deeds & Mortgages	Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989206378993`

Property Details

APN / Parcel Number

Primary APN	`989206378993`
Alternative APN	`005762015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	989206378993
Street Address	116 E BERGEN CT
City	NAGS HEAD
State	NC
Zip	27959-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 15 BLK: SEC: PL: 4 SL: 58
Legal Subdivision	VISTA COLONY SOUTH
Legal Lot Number	15
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1043
Census Tract	970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Apr 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2020
Transfer Doc	2393/333
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2567/523
Date	Nov 23, 2021
Book Page	2567/523
Instrument	700109364

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Jul 17, 2020
Property Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657
Document Number	2393/333
Book / Page	2393 / 333
Map Reference	MB 4 PG 58
Instrument Date	Jul 11, 2020
Instrument	700080663
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657

Mortgage

Document Number	700080664
Date	Jul 17, 2020
Instrument	700080664

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 21, 2017
Property Address	116 E BERGEN CT, NAGS HEAD, NC 27959-9657
Document Number	2164/404
Book / Page	2164 / 404
Instrument Date	Apr 18, 2017
Instrument	700038339
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 LYNDON RD, 132, FISHKILL, NY 12524-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CASPER CT, MCGAHEYSVILLE, VA 22840-3222

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,347.00 (-46.86%)	$512,100 (-) Land $330,000 Building $182,100	$512,100 (-) Land $330,000 Building $182,100
2025	$2,535.00 (+13.27%)	$512,100 (+68.23%) Land $330,000 Building $182,100
2023	$2,238.00	$304,400 Land $140,000 Building $164,400
2020			$512,100 Land $330,000 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 459 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 units insured incl. 15 condo units
Nearby Flood Claims	393 (1978–2021)
Claims Outside the SFHA	127 of 393
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 93 claims Hurricane Isabel, Sep 2003 · 58 claims Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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