Georgetown County property record for 116 E Bay St, Georgetown, SC 29440 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,600 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2023) |
| Tax Bill | $6,644.00 (2025) |
| Primary APN | 0500330129.01.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,600 sqft Living Area |
| 1st Floor | 2,600 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 271 sqft Utility Area |
| Utility Room | Utility Room |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached Garage |
| Garage Area | 1,889 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 2,410 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 43805 |
|---|---|
| Old Parcel Number | 0500330129.01.00 |
| Street Address | 116 E BAY ST |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-3724 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 FRONT STREET |
| Legal Subdivision | FRONT STREET |
| Legal Lot Number | 2 |
| Jurisdiction | GEORGETOWN SC |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 920302 |
Source: Georgetown County records · APN 0500330129.01.00
Assessment roll updated September 13, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 116 E BAY ST, GEORGETOWN, SC 29440-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Deed Doc Number | 202300003505 |
| Deed Book / Page | 4501 / 289 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 11, 2023 |
| Property Address | 116 E BAY ST, GEORGETOWN, SC 29440-3724 |
| Document Number | 04501/0289 |
| Book / Page | 4501 / 289 |
| Map Reference | SL 305 PG 9A |
| Instrument Date | Apr 06, 2023 |
| Instrument | 202300003505 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4209, PAWLEYS ISLAND, SC 29585-4209 |
| Document Number | 202300003506 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 202300003506 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.36% |
| Max Rate At Change | 7.36% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 116 E BAY ST, GEORGETOWN, SC 29440-3724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 04470/0485 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | 4470/485 |
| Instrument | 202300000997 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 7.49% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.4% |
Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Municipality | Georgetown City |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,644.00 (+68.72%) | $31,054 (+90.17%) Land $9,471 Building $21,583 | $860,700 (+80.14%) Land $262,500 Building $598,200 |
| 2023 | $3,938.00 (+30.48%) | $16,330 (-) Land $3,418 Building $12,912 | $477,800 (-) Land $100,000 Building $377,800 |
| 2022 | $3,018.00 | $16,330 Land $3,418 Building $12,912 | $477,800 Land $100,000 Building $377,800 |
Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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