116 E Baltimore St, Garrett, IN 46738 Property Records

DeKalb County property record for 116 E Baltimore St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,596 sqft · built 2000
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Dec 2025)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-34-351-028.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-05-34-351-028.000-013`
Alternative APN	`260534351028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Gazebo	Gazebo

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260534351028
Street Address	116 E BALTIMORE ST
City	GARRETT
State	IN
Zip	46738-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 13 BLOCK 5
Legal Subdivision	CITY GARRETT
Legal Block	5
Legal Lot Number	13
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	3
Census Block	3063
Census Tract	20602

Owner

116 E Baltimore St is owned and occupied by two individuals who bought it in December 2025.

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Feb 6, 2024	Warranty Deed, Transfer
Feb 2, 2024	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Jun 5, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 6, 2015	Warranty Deed, Transfer · Conventional Mortgage GARRET STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jun 5, 2024 · Amount on File
Deed Document Number	20256709
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008

Mortgage

Document Number	0202502328
Date	May 19, 2025
Instrument	202502328

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Dec 16, 2025
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0202506709
Instrument Date	Dec 12, 2025
Instrument	202506709
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008

Mortgage

Document Number	0202506710
Date	Dec 16, 2025
Instrument	202506710

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Dec 16, 2025
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0202506709
Instrument Date	Dec 12, 2025
Instrument	202506709
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008

Mortgage

Document Number	0202506710
Date	Dec 16, 2025
Instrument	202506710

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Feb 6, 2024
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0202400683
Instrument Date	Feb 1, 2024
Instrument	202400683
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 BROADWAY # 101, 101, FORT WAYNE, IN 46802-5167

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Feb 2, 2024
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0202400656
Instrument Date	Feb 1, 2024
Instrument	202400656
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 N CLINTON ST # 55, 55, FORT WAYNE, IN 46805-1912
Investor	Possibly a Property Investor

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 5, 2024
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0202402615
Instrument Date	Dec 28, 2022
Instrument	202402615
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008

Mortgage

Document Number	0202402616
Date	Jun 5, 2024
Instrument	202402616

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 6, 2015
Property Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008
Document Number	0201505961
Instrument Date	Nov 4, 2015
Instrument	201505961
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BALTIMORE ST, GARRETT, IN 46738-1008

Mortgage

Document Number	0201505962
Date	Nov 6, 2015
Instrument	201505962

Lender

Name	GARRET STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 E Baltimore St was $1,335, up 178.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+178.13%)	$175,100 (+60.94%) Land $13,500 Building $161,600	$175,100 (+60.94%) Land $13,500 Building $161,600
2024	$480.00 (+44.58%)	$108,800 (+11.48%) Land $12,700 Building $96,100	$108,800 (+11.48%) Land $12,700 Building $96,100
2023	$332.00 (-88.99%)	$97,600 (+0.51%) Land $11,000 Building $86,600	$97,600 (+0.51%) Land $11,000 Building $86,600
2022	$3,015.00	$97,100 Land $10,700 Building $86,400	$97,100 Land $10,700 Building $86,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 116 E Baltimore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 116 E Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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